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Punjab National BankSavings account

Punjab National Bank NRO Savings Account

PNB's NRO savings state for legitimate Indian-source income, with taxable interest, INR denomination, internet banking and the applicable NRO outward-remittance framework.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Balance / relationshipNo dedicated NRO savings MAB is stated on the reviewed NRO product page; verify the live NRI account schedule/application terms.
Account / service costThe reviewed NRO product page does not publish one dedicated current savings-balance figure. PNB's current general savings tariff is separate, so the engine leaves the NRO-specific balance field refresh-gated rather than inferring a resident tariff.
Repatriation / card / operating limitsPNB describes the USD 1 million per-financial-year NRO remittance framework subject to applicable taxes/documentation. The debit-card FAQ wording on the current NRO page is internally inconsistent, so no card entitlement beyond verified generic context is asserted.
Residency / account-state rulePNB standard NRO account state; resident accounts generally require redesignation to NRO after a change to non-resident status.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipNo dedicated NRO savings MAB is stated on the reviewed NRO product page; verify the live NRI account schedule/application terms.
02 · Account / service costThe reviewed NRO product page does not publish one dedicated current savings-balance figure. PNB's current general savings tariff is separate, so the engine leaves the NRO-specific balance field refresh-gated rather than inferring a resident tariff.
03 · Repatriation / card / operating limitsPNB describes the USD 1 million per-financial-year NRO remittance framework subject to applicable taxes/documentation. The debit-card FAQ wording on the current NRO page is internally inconsistent, so no card entitlement beyond verified generic context is asserted.
04 · Residency / account-state rulePNB standard NRO account state; resident accounts generally require redesignation to NRO after a change to non-resident status.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Account / service costThe reviewed NRO product page does not publish one dedicated current savings-balance figure. PNB's current general savings tariff is separate, so the engine leaves the NRO-specific balance field refresh-gated rather than inferring a resident tariff.
Balance / relationshipNo dedicated NRO savings MAB is stated on the reviewed NRO product page; verify the live NRI account schedule/application terms.
NRE / NRO benefitsIndian and permitted foreign receipts in INR, joint-holder/nomination facilities, internet banking on request and eligible outward remittance of current income/other permitted balances under applicable NRO rules.
Repatriation / card / operating limitsPNB describes the USD 1 million per-financial-year NRO remittance framework subject to applicable taxes/documentation. The debit-card FAQ wording on the current NRO page is internally inconsistent, so no card entitlement beyond verified generic context is asserted.
NRI / PIO / OCI eligibilityNRIs/PIOs/OCIs and other eligible persons resident outside India under PNB's NRO rules, including specified foreign-national cases subject to regulatory conditions.
Residency / account-state rulePNB standard NRO account state; resident accounts generally require redesignation to NRO after a change to non-resident status.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

NRIs/PIOs/OCIs managing rent, pension, dividends, sale proceeds and other legitimate Indian rupee receipts through a public-sector bank.

Verify before relying
  • NRO interest is taxable under applicable Indian law.
  • The NRO page's debit-card answer refers to NRE account holders, so it is not used to create a named NRO card relationship.
  • Use the live NRI tariff for balance and service charges rather than assuming resident-account pricing.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.pnbindia.in
Open source ↗02
Additional first-party evidencewww.pnbindia.in
Open source ↗03
Additional first-party evidencewww.pnbindia.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.