Compare Axis Bank Future Stars Visa Platinum Debit Card and PNB Master Grow Platinum Debit Card using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Eligible Future Stars account holders who need a controlled child debit card and whose family is comfortable with its separate issuance/annual fee.
Eligible PNB GROW minor customers who need a clearly documented child debit-card limit and can understand the yearly-balance condition for AMC waiver.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/axis-future-stars-visa-platinum-debit-card-vs-pnb-master-grow-platinum-debit-card/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
1 attached source. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 11, 2026
Maintenance: Source recheck advised
3 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Conflict or scope mismatch flagged in the record. Read the source caveats before relying on these terms.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | Axis Bank Future Stars Visa Platinum Debit Card | PNB Master Grow Platinum Debit Card |
|---|---|---|
| Cost / charges | ₹200 issuance fee and ₹200 annual fee under the current Future Stars product page; replacement and other charges follow current Axis schedules. | PNB current debit-card directory lists ₹250 issuance, ₹250 AMC and ₹250 replacement (excluding GST) for MasterCard Platinum GROW. The current GROW scheme leaflet separately advertises free issuance and AMC waiver when ₹5,000 yearly average balance is maintained, so scheme-vs-card-directory pricing remains an explicit first-party conflict. |
| Linked account | Requires the Future Stars savings relationship and its applicable balance or alternate relationship-value route. | Requires PNB GROW relationship; the account itself has zero MAB, while the card AMC waiver uses a separate ₹5,000 yearly-average-balance condition. |
| Core benefits | Personalised card option, EDGE Rewards participation and liability/insurance benefits subject to the current Future Stars conditions. | Scheme-specific Mastercard debit access plus current GROW-linked rewards/offers subject to scheme terms. |
| Transaction limits | ₹5,000 daily ATM withdrawal and ₹10,000 daily purchase limit when issued with Future Stars. | ₹10,000 ATM cash withdrawal per day, ₹10,000 combined POS/e-commerce per day and ₹5,000 contactless per day. |
| Eligibility | Available with the Axis Future Stars minor savings relationship; current product page permits the minor card/account under its age/guardian rules. | Issued in the PNB GROW minor-account relationship under the scheme's guardian/self-operation rules. |
| Account relationship | Relationship-specific card endpoint so the engine preserves the child limits published for Future Stars instead of inheriting a different Visa Platinum limit from another Axis account. | Exact named card endpoint derived from PNB's current GROW scheme leaflet rather than a generic PNB debit-card inference. |
A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.
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Reviewed September 9, 2026 · 1 attached first-party source
Reviewed September 11, 2026 · 3 attached first-party sources