Compare Bank of Baroda bob Champ RuPay Debit Card and Axis Bank Future Stars Visa Platinum Debit Card using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Eligible bob Champ customers age 10+ who receive the scheme-specific card and need tightly bounded ATM/POS access.
Eligible Future Stars account holders who need a controlled child debit card and whose family is comfortable with its separate issuance/annual fee.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/bob-champ-rupay-debit-card-vs-axis-future-stars-visa-platinum-debit-card/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
1 attached source. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | Bank of Baroda bob Champ RuPay Debit Card | Axis Bank Future Stars Visa Platinum Debit Card |
|---|---|---|
| Cost / charges | Issuance is free under the current bob Champ account terms; renewal charges follow Bank of Baroda's latest debit-card service-charge schedule. | ₹200 issuance fee and ₹200 annual fee under the current Future Stars product page; replacement and other charges follow current Axis schedules. |
| Linked account | Requires an eligible bob Champ savings relationship; the account itself has zero MAB, while age-specific account balance restrictions can still apply. | Requires the Future Stars savings relationship and its applicable balance or alternate relationship-value route. |
| Core benefits | Theme-based RuPay debit access tied to the bob Champ child-account proposition, plus current network/account protections and controls. | Personalised card option, EDGE Rewards participation and liability/insurance benefits subject to the current Future Stars conditions. |
| Transaction limits | Current bob Champ terms state ₹3,000 maximum ATM withdrawal per day, ₹3,000 combined ATM/POS daily limit and ₹5,000 overall daily transaction limit. | ₹5,000 daily ATM withdrawal and ₹10,000 daily purchase limit when issued with Future Stars. |
| Eligibility | Available from age 10 to eligible bob Champ customers. Bank of Baroda also lists RuPay Classic as an alternative card variant under the same account. | Available with the Axis Future Stars minor savings relationship; current product page permits the minor card/account under its age/guardian rules. |
| Account relationship | One explicitly named debit-card option for bob Champ, not a promise that every account receives this exact card rather than RuPay Classic. | Relationship-specific card endpoint so the engine preserves the child limits published for Future Stars instead of inheriting a different Visa Platinum limit from another Axis account. |
A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.
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Reviewed September 9, 2026 · 2 attached first-party sources
Reviewed September 9, 2026 · 1 attached first-party source