Compare Federal Bank Crorepati FSF and Federal Bank Federal Savings Fund Recurring Deposit using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
NRI customers who prefer a goal/maturity-value recurring plan and can use the NRE standing-instruction route over the selected scheme horizon.
Savers who want a low-entry RD with a long tenure range and value the option of a loan/overdraft relationship against the recurring deposit.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/federal-crorepati-fsf-vs-federal-bank-recurring-deposit/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 10, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
3 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | Federal Bank Crorepati FSF | Federal Bank Federal Savings Fund Recurring Deposit |
|---|---|---|
| Current rate evidence | The bank directs customers to its live deposit-rate page for the applicable return; the engine does not infer a rate from the targeted maturity name. | Federal Bank states that resident term-deposit rates also apply to Federal Savings Fund. The reviewed schedule effective 17 August 2026 includes 6.25%/6.75% at one year and 6.70%/7.20% at 48 months for general/senior. |
| Currency / amount / tenure | Instalment and tenure are chosen from the bank’s current Crorepati FSF investment options; the product is designed to produce the stated target maturity value when instalments are completed. | The product page states a minimum monthly deposit of ₹50 with no stated maximum; contribution-increment wording is inconsistent across sections of the first-party page and should be confirmed at booking. |
| Tax / repatriation / payout | 100% tax free and fully repatriable under the bank’s NRI proposition, with standing instruction from SB NRE and loan-against-deposit availability. | Tenures from six months to 10 years, quarterly compounding, nomination and an eligible loan/overdraft route through the bank’s Fed Rise facility. |
| Premature withdrawal / liquidity | Premature closure is available, but actual maturity/goal value depends on completing the scheduled instalments and current closure rules. | Delayed or missed contributions and premature closure affect value; exact contribution-step rules should be confirmed because the reviewed first-party product page contains conflicting multiples. |
| NRI / PIO / OCI eligibility | Eligible Federal Bank NRI customers under current deposit/KYC rules. | Eligible Federal Bank customers under current RD/KYC rules, including resident customers; related Fed Rise overdraft eligibility has separate conditions. |
| Deposit-state / funding rule | The bank explicitly offers standing instruction from an SB NRE account; this is a goal-oriented NRI RD rather than a standard flat monthly RD. | Federal Bank explicitly applies its resident term-deposit rates to Federal Savings Fund; the selected tenure controls the contracted RD rate. |
A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.
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Reviewed September 10, 2026 · 2 attached first-party sources
Reviewed September 9, 2026 · 3 attached first-party sources