| Currencies / wallet format | Current ICICI multi-currency proposition supports 15 wallets: USD, EUR, GBP, AUD, CAD, CHF, JPY, AED, HKD, SGD, THB, SAR, SEK, ZAR and NZD. | Canara markets one International Travel Prepaid Card as multi-currency. Its current product-page fee table visibly covers USD/EUR/AUD, while the bank's current card-service charge and international-prepaid-rate pages also publish GBP/CAD/SGD/AED schedules. Exact currently issuable wallet set is therefore source-scoped and should be confirmed. |
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| Purchase eligibility | Available through Internet Banking/iMobile/branch routes subject to current KYC/travel-purpose requirements. ICICI also maintains a non-savings-account-holder forex-card onboarding route with PAN, Aadhaar and passport requirements. | Issued through Canara's travel-prepaid process subject to KYC/passport/travel/FEMA documentation. The issuing/home branch is used for important servicing such as closure/refund. |
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| Load / reload | Account holders can buy/reload through Internet Banking or iMobile; non-account holders have dedicated digital/branch access. Current non-account-holder page states online reload up to ₹1.5 lakh/day including charges and processing within one working day. | Can be loaded/reloaded as required within regulatory limits. Current reload fee is ₹50 + taxes. Loading uses Canara's current International Prepaid selling rate for the selected supported currency. |
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| Exchange rate | Foreign currency is purchased at ICICI's applicable forex/card rate at load/reload. Holding the matching wallet locks that purchased balance; a transaction in another billing currency invokes cross-currency conversion/fees. | Canara publishes daily International Prepaid sell/buy rates separately from TT/bill rates. The final applicable rate is the card rate prevailing when the customer account is debited/credited; published rates are subject to market change. |
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| ATM cash | Currency-specific fees and daily limits. Current schedule includes USD 2 fee / USD 2,000 daily limit; GBP 1.50 / GBP 1,000; EUR 1.50 / EUR 1,500, with separate values for the other supported wallets. | Current card-service schedule publishes currency-specific international Mastercard/foreign ATM charges despite the product page describing Visa acceptance: USD 1.75, EUR 1.50, GBP 1.25, AUD 2.50, CAD 2.25, SGD 2.50, AED 6.50; balance enquiry 0.50 in each listed wallet. Network/source scope should be checked for the exact issued card. |
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| POS / e-commerce | Current ICICI FAQ states POS and online transactions in the same currency as the loaded card wallet carry NIL transaction fee. Online usage must be enabled through the supported card-management channel. | Card is designed for international merchant/ATM use on the Visa platform per the current product page. Same-wallet merchant use is distinct from cross-currency conversion; network/merchant acceptance remains controlling. |
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| Cross-currency | 3.5% + GST for transaction types where billing currency differs from the card currency, per current schedule/FAQ. | Current Canara service-charge/product material lists 3% cross-currency usage. |
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| Wallet conversion | Current schedule publishes a wallet-to-wallet transfer fee of 2.5% of transfer amount, charged from the destination wallet. | Multiple currency balances can be loaded on the card according to available wallet support. Canara's current pages do not give one fully reconciled wallet-to-wallet conversion tariff, so only the 3% cross-currency usage rule is treated as confirmed. |
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| Fees | Issuance/joining fee depends on selected forex-card variant. POS/online same-wallet fee is NIL; cross-currency, ATM, wallet conversion, replacement and other service fees remain separately published. | ₹200 + taxes initial sale; ₹50 + taxes reload; ₹100 + taxes encashment; reissue/renewal NIL. Current currency-specific ATM, inactivity, shortfall, cash-over-counter, retrieval and chargeback schedules remain separate. |
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| Refund / closure | Remaining forex balance can be refunded back to the eligible bank account/current settlement route. Refund/closure conversion and charges are governed by the current schedule and card terms. | Current encashment charge is ₹100 + taxes. Product page says closure request is submitted at issuing/home branch and unspent balance is credited back to the CASA account, using the applicable card conversion rate. |
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| Replacement / emergency | Current schedule lists international lost-card replacement at USD 20. Digital card controls allow blocking/unblocking and PIN management; overseas support uses ICICI's card/customer-care channels. | Current service-charge table lists replacement card fee as Free across its published travel-card currencies; statement/new PIN are NIL. Hotlisting and self-care controls are available. |
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