Compare ICICI Bank NRE Recurring Deposit and Federal Bank Crorepati FSF using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
ICICI NRE customers who want a fixed monthly saving plan for overseas earnings over a 1-to-10-year horizon.
NRI customers who prefer a goal/maturity-value recurring plan and can use the NRE standing-instruction route over the selected scheme horizon.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/icici-nre-recurring-deposit-vs-federal-crorepati-fsf/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 10, 2026
Maintenance: Within the scheduled review window
1 attached source. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 10, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | ICICI Bank NRE Recurring Deposit | Federal Bank Crorepati FSF |
|---|---|---|
| Current rate evidence | The current NRI RD page publishes no single durable headline rate in the captured product evidence; the contracted rate is the live NRI RD rate at booking and interest compounds quarterly. | The bank directs customers to its live deposit-rate page for the applicable return; the engine does not infer a rate from the targeted maturity name. |
| Currency / amount / tenure | Minimum ₹5,000 per month, then ₹100 multiples, up to ₹1,00,000 per instalment; tenure 1 year to 10 years. | Instalment and tenure are chosen from the bank’s current Crorepati FSF investment options; the product is designed to produce the stated target maturity value when instalments are completed. |
| Tax / repatriation / payout | Quarterly compounding, digital opening via iMobile/Net Banking and tax-free NRE interest with fully repatriable principal and interest. | 100% tax free and fully repatriable under the bank’s NRI proposition, with standing instruction from SB NRE and loan-against-deposit availability. |
| Premature withdrawal / liquidity | Premature withdrawal is allowed subject to ICICI’s applicable penalties; exact realised yield depends on the completed period and current policy. | Premature closure is available, but actual maturity/goal value depends on completing the scheduled instalments and current closure rules. |
| NRI / PIO / OCI eligibility | NRIs, PIOs and OCIs with an active ICICI Bank NRE account. | Eligible Federal Bank NRI customers under current deposit/KYC rules. |
| Deposit-state / funding rule | ICICI explicitly requires an active NRE/NRO account for NRI RD opening; this NRE profile is funded from the NRE account state. | The bank explicitly offers standing instruction from an SB NRE account; this is a goal-oriented NRI RD rather than a standard flat monthly RD. |
A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.
These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.
One side's source depth or freshness never fills a gap in the other record.
These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.
Reviewed September 10, 2026 · 1 attached first-party source
Reviewed September 10, 2026 · 2 attached first-party sources