Compare IndusInd Bank Indus Easy Basic Savings Bank Deposit Account and HDFC Bank Basic Savings Bank Deposit Account using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Customers wanting a statutory IndusInd basic account rather than a commercial digital zero-balance plan, especially when low card limits are acceptable.
Customers who need a no-minimum-balance HDFC savings relationship and can work within BSBDA withdrawal/account-ownership restrictions.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/indus-easy-basic-savings-bank-deposit-account-vs-hdfc-basic-savings-bank-deposit-account/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | IndusInd Bank Indus Easy Basic Savings Bank Deposit Account | HDFC Bank Basic Savings Bank Deposit Account |
|---|---|---|
| Cost / charges | No minimum-balance requirement; current product material presents a free ATM card, while RuPay joining/annual fees are account-dependent under the reviewed card page. | No account-opening charge and no minimum-balance requirement under the reviewed BSBDA page; basic services and the RuPay debit card are presented as free, while optional/additional services can follow the current consolidated schedule. |
| Balance / relationship | Zero balance requirement under the reviewed Indus Easy BSBDA product. | No initial payment or average monthly balance is required under the reviewed eligibility page. |
| Core benefits | Basic savings access with ATM/debit-card availability and an explicitly recommended RuPay Debit Card. | Free RuPay debit card, passbook, limited cheque leaves, cash deposits, NetBanking, MobileBanking, PhoneBanking and BillPay under current BSBDA terms. |
| Limits / allowances | The recommended IndusInd RuPay Debit Card currently lists ₹10,000 ATM and ₹10,000 POS limits; BSBDA account-level transaction/withdrawal rules remain separate. | Reviewed product material states 4 free withdrawals per month across counted branch/ATM/transfer/payment channels; card-level limits depend on the issued RuPay variant and current controls. |
| Eligibility | Resident individuals under current IndusInd BSBDA/KYC rules; reviewed material states applicants should not already hold an IndusInd savings account and should not hold a BSBDA with another bank. | Resident individuals/joint holders and permitted HUF/minor cases under current HDFC documentation; customers must not already hold another HDFC savings account and must not hold a BSBDA with another bank under the reviewed eligibility declaration. |
| Ongoing relationship rule | IndusInd explicitly recommends its RuPay Debit Card for Indus Easy BSBDA customers. | Statutory Basic Savings Bank Deposit Account; the bank explicitly includes a free RuPay debit card but the page does not identify a single premium RuPay variant. |
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Reviewed September 9, 2026 · 2 attached first-party sources
Reviewed September 9, 2026 · 2 attached first-party sources