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ATM & cash service comparison

YES BANK ATM & Cash Services vs Axis Bank ATM & Cash Services

Compare YES BANK ATM & Cash Services and Axis Bank ATM & Cash Services using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

ATM & cash service comparison

YES BANK ATM & Cash Services vs Axis Bank ATM & Cash Services

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
YES BANKYES BANK ATM & Cash Services

YES BANK savings customers who need current April 2026 off-us ATM pricing and want branch cash privileges tied correctly to their account variant and AMB maintenance.

Cost / pricing
The current Savings schedule lists YES BANK ATM financial and non-financial transactions among free services. Other-bank domestic ATM/Cardless Cash gives 3 free transactions in metro cities and 5 in non-metros per month, then ₹23 financial and ₹10 non-financial. Insufficient-funds ATM/POS/Cardless declines are ₹30 per instance under the April 2026 schedule.
Reviewed
September 10, 2026
Evidence
2 bank sources
Open product research
Axis BankAxis Bank ATM & Cash Services

Axis customers comparing ATM and cash costs who are willing to match the rule to their exact account scheme, because Axis free counts and BNA/branch cash economics vary materially across products.

Cost / pricing
Axis publishes materially different ATM/cash tariffs by account scheme. For example, the live Sahaj Savings MID lists 5 free Axis Bank financial transactions with unlimited Axis non-financial transactions, 3 free non-Axis transactions in metros/5 elsewhere and post-threshold fees after the account's monthly ATM count; the Infinity Savings terms instead list unlimited Axis ATM transactions and 10 free non-Axis transactions. No universal Axis allowance is inferred.
Reviewed
September 10, 2026
Evidence
4 bank sources
Open product research
Compare like with likeThese records share the same product type.
Conditions stay attachedBalance, tenure, channel, relationship and effective-date wording stays visible.
No missing-data inferenceMissing wording never means zero cost or unlimited access.
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bankingreference.info · Comparison research sheet

YES BANK ATM & Cash Services vs Axis Bank ATM & Cash Services

Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/yes-bank-atm-cash-services-vs-axis-atm-cash-services/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Which ATM allowance applies to your use?Compare own-bank and other-bank terms in the correct account or card context.

YES BANK ATM & Cash Services

Own-bank ATM
Financial and non-financial transactions at YES BANK ATMs are listed among free services in the current savings schedule.
Other-bank ATM
First 3 monthly transactions in metro cities and first 5 in non-metros are free; thereafter ₹23 financial and ₹10 non-financial. Current schedule includes cardless cash withdrawal in this off-us treatment.

Axis Bank ATM & Cash Services

Own-bank ATM
Sahaj Savings currently states first 5 Axis financial transactions free plus unlimited non-financial; Infinity Savings states unlimited Axis ATM financial/non-financial transactions. Other Axis products can differ.
Other-bank ATM
Sahaj states 3 free non-Axis financial/non-financial transactions in metro locations and 5 elsewhere. Infinity states first 10 non-Axis transactions monthly. Product-specific post-free charges also differ by schedule; the exact account tariff controls.
02Will the withdrawal and deposit rules fit?Check withdrawals and machine deposits as separate transactions.

YES BANK ATM & Cash Services

Withdrawal limits
The linked YES BANK debit-card/account limit controls the daily cash amount. ATM free counts determine pricing only.
Cash deposit machine
No single current generic savings-source machine value/note ceiling is established in the reviewed schedule; account/product and available cash-deposit channel rules remain controlling.

Axis Bank ATM & Cash Services

Withdrawal limits
Debit-card limits remain primary. Some Axis schedules add account-level transaction-count controls; Sahaj currently states maximum 30 counted ATM transactions monthly (financial at Axis plus financial/non-financial at other-bank ATMs), followed by stated fees.
Cash deposit machine
Axis BNA/CDM cash deposit pricing is scheme-specific. Sahaj currently lists a ₹50 BNA convenience fee after banking hours/holidays once deposits exceed 2 transactions or ₹5,000 in a month, whichever occurs first; Infinity's listed core cash-deposit fees are nil under its plan terms.
03What charges and failed-ATM handling apply?Check the scope of charges and the recorded failed-transaction treatment.

YES BANK ATM & Cash Services

Charge scope
Account variant, AMB maintenance and senior-citizen status can materially change cash/ATM charges. Do not present the baseline 3/5 off-us allowance as every YES relationship's complete tariff.
Failed ATM treatment
RBI T+5 calendar-day reversal and ₹100/day delayed-compensation standard applies to debit-without-cash ATM failures; lodge complaint with the card-issuing bank.

Axis Bank ATM & Cash Services

Charge scope
Axis is intentionally modeled as scheme-specific. Sahaj, Infinity and current-account examples are evidence anchors, not interchangeable tariffs.
Failed ATM treatment
RBI's controlling rule for account debited but cash not dispensed is proactive reversal within T+5 calendar days and automatic ₹100/day compensation beyond T+5. Customers should complain to the card-issuing bank/ATM support promptly.
Other maintained comparisons for YES BANK ATM & Cash ServicesOther maintained comparisons for Axis Bank ATM & Cash Services
Exact terms

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The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for YES BANK ATM & Cash Services and Axis Bank ATM & Cash Services
Decision factorYES BANK ATM & Cash ServicesAxis Bank ATM & Cash Services
ATM / cash service chargesThe current Savings schedule lists YES BANK ATM financial and non-financial transactions among free services. Other-bank domestic ATM/Cardless Cash gives 3 free transactions in metro cities and 5 in non-metros per month, then ₹23 financial and ₹10 non-financial. Insufficient-funds ATM/POS/Cardless declines are ₹30 per instance under the April 2026 schedule.Axis publishes materially different ATM/cash tariffs by account scheme. For example, the live Sahaj Savings MID lists 5 free Axis Bank financial transactions with unlimited Axis non-financial transactions, 3 free non-Axis transactions in metros/5 elsewhere and post-threshold fees after the account's monthly ATM count; the Infinity Savings terms instead list unlimited Axis ATM transactions and 10 free non-Axis transactions. No universal Axis allowance is inferred.
Eligible account / cardATM/cash privileges depend on the savings-account variant and AMB/relationship rules. For specified Prosperity Prime/Ascent/Crest variants, non-maintenance can remove free privileges and cause branch cash deposits to be charged from the first rupee.Requires the applicable Axis account and debit-card relationship. ATM and BNA privileges can change when the account scheme changes, and cash thresholds can depend on account-level balance/relationship terms.
ATM / cash service coverageYES BANK own ATM financial/non-financial transactions are listed as free in the current savings schedule; digital/cardless access is supported subject to the account/debit-card proposition.Axis ATMs and cash-deposit/BNA channels provide cash access and account services; digital/card controls can be used to reduce exposure. Product schedules expose own-bank, off-us and branch/BNA cash rules separately.
ATM / cash limitsThe debit-card variant controls daily cash value. The 3/5 off-us free transaction allowance controls pricing/count only and should not be treated as a withdrawal-amount limit.Withdrawal limits depend on the debit card/account. Scheme documents may also impose monthly transaction-count or branch cash thresholds; for example, the Sahaj document states a maximum 30 counted ATM transactions per month before additional fees.
ATM / cash accessEligible YES BANK savings/debit-card customers. Senior-citizen service-charge waivers and product-specific variants have separate exceptions under the current schedule.Eligible Axis account/debit-card holders according to the specific account tariff. BNA/cash-deposit convenience and third-party/non-home branch treatment depend on the account scheme.
Account / card / channel relationshipBank-level ATM/cash profile over variant-specific Savings schedules; maintaining the product's balance/relationship can determine whether stated free privileges continue.Axis ATM/cash economics are strongly product-coupled: Sahaj, Infinity, salary, premium and current-account relationships can carry different free counts, cash thresholds and fees, so the engine stores representative current scheme evidence without relabeling it as bankwide.
ATM & cash detail

Compare free counts, cash limits and failure handling.

These fields come from each product's type-specific structured research, so service comparisons are not reduced to the same six generic rows.

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Type-specific banking comparison terms for YES BANK ATM & Cash Services and Axis Bank ATM & Cash Services
Decision factorYES BANK ATM & Cash ServicesAxis Bank ATM & Cash Services
Own-bank ATMFinancial and non-financial transactions at YES BANK ATMs are listed among free services in the current savings schedule.Sahaj Savings currently states first 5 Axis financial transactions free plus unlimited non-financial; Infinity Savings states unlimited Axis ATM financial/non-financial transactions. Other Axis products can differ.
Other-bank ATMFirst 3 monthly transactions in metro cities and first 5 in non-metros are free; thereafter ₹23 financial and ₹10 non-financial. Current schedule includes cardless cash withdrawal in this off-us treatment.Sahaj states 3 free non-Axis financial/non-financial transactions in metro locations and 5 elsewhere. Infinity states first 10 non-Axis transactions monthly. Product-specific post-free charges also differ by schedule; the exact account tariff controls.
Withdrawal limitsThe linked YES BANK debit-card/account limit controls the daily cash amount. ATM free counts determine pricing only.Debit-card limits remain primary. Some Axis schedules add account-level transaction-count controls; Sahaj currently states maximum 30 counted ATM transactions monthly (financial at Axis plus financial/non-financial at other-bank ATMs), followed by stated fees.
Cash deposit machineNo single current generic savings-source machine value/note ceiling is established in the reviewed schedule; account/product and available cash-deposit channel rules remain controlling.Axis BNA/CDM cash deposit pricing is scheme-specific. Sahaj currently lists a ₹50 BNA convenience fee after banking hours/holidays once deposits exceed 2 transactions or ₹5,000 in a month, whichever occurs first; Infinity's listed core cash-deposit fees are nil under its plan terms.
Branch cashThe current schedule warns that specified Prosperity Prime/Ascent/Crest customers who do not maintain product-level AMB can lose free privileges and face cash-deposit-at-branch charges from the first rupee deposited.Sahaj currently lists self cash transactions free for the first 4 or ₹1 lakh monthly, whichever is earlier, and non-home branch cash transactions up to ₹25,000/day under that scheme. Other savings/current schemes publish different thresholds.
Failed ATM treatmentRBI T+5 calendar-day reversal and ₹100/day delayed-compensation standard applies to debit-without-cash ATM failures; lodge complaint with the card-issuing bank.RBI's controlling rule for account debited but cash not dispensed is proactive reversal within T+5 calendar days and automatic ₹100/day compensation beyond T+5. Customers should complain to the card-issuing bank/ATM support promptly.
Charge scopeAccount variant, AMB maintenance and senior-citizen status can materially change cash/ATM charges. Do not present the baseline 3/5 off-us allowance as every YES relationship's complete tariff.Axis is intentionally modeled as scheme-specific. Sahaj, Infinity and current-account examples are evidence anchors, not interchangeable tariffs.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

YES BANK

YES BANK ATM & Cash Services

  • YES BANK's schedule explicitly ties some free privileges to product-level AMB maintenance; if the defined AMB is not maintained, branch cash deposit can be charged from the first rupee for the stated Prosperity variants.
  • Senior citizens receive separate service-charge waivers under the current schedule, including other-bank ATM charges and insufficient-funds ATM decline charges; this should not be generalized to all customers.
  • The reviewed generic savings schedule does not publish one universal CDM cash-deposit machine ceiling, so none is invented.
Axis Bank

Axis Bank ATM & Cash Services

  • Do not quote the Sahaj or Infinity ATM allowance as the universal Axis rule; the two live Axis schedules themselves demonstrate why scheme matching is required.
  • Axis BNA after-hours convenience charges and branch cash free limits are account-scheme terms. A fee shown for Sahaj must not be copied to Infinity or a Current Account.
  • Failed ATM debit-without-cash reversals follow the RBI T+5 calendar-day framework even when an older bank document uses different operational wording.
Research tools

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These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

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One side's source depth or freshness never fills a gap in the other record.

MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

YES BANK ATM & Cash Services

Reviewed September 10, 2026 · 2 attached first-party sources

  1. Fee / charge schedulehttps://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONT4370F904BE6E448698CCCF4F5A3E6FE1/native/savings_account_soc_01st_october_2025.pdf%3Fdownload%3Dfalse
  2. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75

Axis Bank ATM & Cash Services

Reviewed September 10, 2026 · 4 attached first-party sources

  1. Issuer documenthttps://www.axisbank.com/docs/default-source/default-document-library/sahaj-savings-digital-mid.pdf
  2. Terms & conditionshttps://www.axisbank.com/docs/default-source/default-document-library/savings-account/TnC-for-Infinity-Savings-Account.pdf
  3. Issuer product pagehttps://www.axisbank.com/retail/accounts/savings-account/digital-savings-account
  4. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75