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ATM & cash service comparison

YES BANK ATM & Cash Services vs IndusInd Bank ATM & Cash Services

Compare YES BANK ATM & Cash Services and IndusInd Bank ATM & Cash Services using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

ATM & cash service comparison

YES BANK ATM & Cash Services vs IndusInd Bank ATM & Cash Services

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
YES BANKYES BANK ATM & Cash Services

YES BANK savings customers who need current April 2026 off-us ATM pricing and want branch cash privileges tied correctly to their account variant and AMB maintenance.

Cost / pricing
The current Savings schedule lists YES BANK ATM financial and non-financial transactions among free services. Other-bank domestic ATM/Cardless Cash gives 3 free transactions in metro cities and 5 in non-metros per month, then ₹23 financial and ₹10 non-financial. Insufficient-funds ATM/POS/Cardless declines are ₹30 per instance under the April 2026 schedule.
Reviewed
September 10, 2026
Evidence
2 bank sources
Open product research
IndusInd BankIndusInd Bank ATM & Cash Services

IndusInd customers who need their exact savings/current scheme matched before relying on other-bank ATM or branch cash privileges.

Cost / pricing
Current IndusInd savings schedules generally keep own-bank ATM cash/non-cash transactions free, while off-us allowances vary by account. Current schedules show ₹23 financial and ₹10 non-financial post-free pricing on several active variants; some premium variants provide broader or effectively unlimited allowances subject to stated caps/relationship maintenance.
Reviewed
September 10, 2026
Evidence
4 bank sources
Open product research
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bankingreference.info · Comparison research sheet

YES BANK ATM & Cash Services vs IndusInd Bank ATM & Cash Services

Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/yes-bank-atm-cash-services-vs-indusind-atm-cash-services/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Which ATM allowance applies to your use?Compare own-bank and other-bank terms in the correct account or card context.

YES BANK ATM & Cash Services

Own-bank ATM
Financial and non-financial transactions at YES BANK ATMs are listed among free services in the current savings schedule.
Other-bank ATM
First 3 monthly transactions in metro cities and first 5 in non-metros are free; thereafter ₹23 financial and ₹10 non-financial. Current schedule includes cardless cash withdrawal in this off-us treatment.

IndusInd Bank ATM & Cash Services

Own-bank ATM
Reviewed active savings schedules list IndusInd own-ATM cash withdrawals and non-cash transactions as free.
Other-bank ATM
Many current savings variants use 3 free transactions in metros / 5 in non-metros with ₹23 financial and ₹10 non-financial post-free pricing; premium/business variants can publish larger allowances subject to relationship/AMB and stated monthly caps.
02Will the withdrawal and deposit rules fit?Check withdrawals and machine deposits as separate transactions.

YES BANK ATM & Cash Services

Withdrawal limits
The linked YES BANK debit-card/account limit controls the daily cash amount. ATM free counts determine pricing only.
Cash deposit machine
No single current generic savings-source machine value/note ceiling is established in the reviewed schedule; account/product and available cash-deposit channel rules remain controlling.

IndusInd Bank ATM & Cash Services

Withdrawal limits
Card-specific examples in current schedules include Classic ₹25,000/day, Gold/Titanium ₹50,000/day and Platinum ₹1 lakh/day. Exact linked debit-card schedule controls.
Cash deposit machine
IndusInd publishes CDM availability/how-to guidance, but the reviewed bankwide material does not establish one universal CDM deposit value/note limit. Cash-deposit fee entitlement remains account-schedule-specific.
03What charges and failed-ATM handling apply?Check the scope of charges and the recorded failed-transaction treatment.

YES BANK ATM & Cash Services

Charge scope
Account variant, AMB maintenance and senior-citizen status can materially change cash/ATM charges. Do not present the baseline 3/5 off-us allowance as every YES relationship's complete tariff.
Failed ATM treatment
RBI T+5 calendar-day reversal and ₹100/day delayed-compensation standard applies to debit-without-cash ATM failures; lodge complaint with the card-issuing bank.

IndusInd Bank ATM & Cash Services

Charge scope
IndusInd has meaningful product-level variation and some live ₹21-vs-₹23 off-us pricing differences across pages/schedules; use the exact dated schedule for the customer's account instead of a universal bank figure.
Failed ATM treatment
RBI's T+5 calendar-day reversal and ₹100/day delayed-compensation baseline applies to debit-without-cash ATM failures; complaint should be lodged with the issuing bank.
Other maintained comparisons for YES BANK ATM & Cash ServicesOther maintained comparisons for IndusInd Bank ATM & Cash Services
Exact terms

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Banking product terms side by side for YES BANK ATM & Cash Services and IndusInd Bank ATM & Cash Services
Decision factorYES BANK ATM & Cash ServicesIndusInd Bank ATM & Cash Services
ATM / cash service chargesThe current Savings schedule lists YES BANK ATM financial and non-financial transactions among free services. Other-bank domestic ATM/Cardless Cash gives 3 free transactions in metro cities and 5 in non-metros per month, then ₹23 financial and ₹10 non-financial. Insufficient-funds ATM/POS/Cardless declines are ₹30 per instance under the April 2026 schedule.Current IndusInd savings schedules generally keep own-bank ATM cash/non-cash transactions free, while off-us allowances vary by account. Current schedules show ₹23 financial and ₹10 non-financial post-free pricing on several active variants; some premium variants provide broader or effectively unlimited allowances subject to stated caps/relationship maintenance.
Eligible account / cardATM/cash privileges depend on the savings-account variant and AMB/relationship rules. For specified Prosperity Prime/Ascent/Crest variants, non-maintenance can remove free privileges and cause branch cash deposits to be charged from the first rupee.IndusInd cash/ATM economics depend strongly on the account variant and relationship balance. Some premium/business schedules tie larger other-bank ATM allowances to previous-month AMB or product maintenance.
ATM / cash service coverageYES BANK own ATM financial/non-financial transactions are listed as free in the current savings schedule; digital/cardless access is supported subject to the account/debit-card proposition.IndusInd ATMs provide free on-us access for reviewed savings variants. Debit-card tiers can offer higher daily cash ceilings, while selected premium schemes publish larger other-bank ATM allowances.
ATM / cash limitsThe debit-card variant controls daily cash value. The 3/5 off-us free transaction allowance controls pricing/count only and should not be treated as a withdrawal-amount limit.Daily ATM cash amount is card-specific—for example reviewed schedules list ₹25,000 Classic, ₹50,000 Gold/Titanium and ₹1 lakh Platinum on an active savings schedule. Non-financial transactions at non-IndusInd ATMs are separately capped at 2 per day from 15 November 2024 in current schedules.
ATM / cash accessEligible YES BANK savings/debit-card customers. Senior-citizen service-charge waivers and product-specific variants have separate exceptions under the current schedule.Eligible IndusInd account/debit-card customers, with scheme, card tier and balance-maintenance conditions determining the applicable cash/ATM rules.
Account / card / channel relationshipBank-level ATM/cash profile over variant-specific Savings schedules; maintaining the product's balance/relationship can determine whether stated free privileges continue.The bank-level service profile deliberately stores variant examples instead of one universal IndusInd ATM allowance; the exact account and debit card control the applied terms.
ATM & cash detail

Compare free counts, cash limits and failure handling.

These fields come from each product's type-specific structured research, so service comparisons are not reduced to the same six generic rows.

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Type-specific banking comparison terms for YES BANK ATM & Cash Services and IndusInd Bank ATM & Cash Services
Decision factorYES BANK ATM & Cash ServicesIndusInd Bank ATM & Cash Services
Own-bank ATMFinancial and non-financial transactions at YES BANK ATMs are listed among free services in the current savings schedule.Reviewed active savings schedules list IndusInd own-ATM cash withdrawals and non-cash transactions as free.
Other-bank ATMFirst 3 monthly transactions in metro cities and first 5 in non-metros are free; thereafter ₹23 financial and ₹10 non-financial. Current schedule includes cardless cash withdrawal in this off-us treatment.Many current savings variants use 3 free transactions in metros / 5 in non-metros with ₹23 financial and ₹10 non-financial post-free pricing; premium/business variants can publish larger allowances subject to relationship/AMB and stated monthly caps.
Withdrawal limitsThe linked YES BANK debit-card/account limit controls the daily cash amount. ATM free counts determine pricing only.Card-specific examples in current schedules include Classic ₹25,000/day, Gold/Titanium ₹50,000/day and Platinum ₹1 lakh/day. Exact linked debit-card schedule controls.
Cash deposit machineNo single current generic savings-source machine value/note ceiling is established in the reviewed schedule; account/product and available cash-deposit channel rules remain controlling.IndusInd publishes CDM availability/how-to guidance, but the reviewed bankwide material does not establish one universal CDM deposit value/note limit. Cash-deposit fee entitlement remains account-schedule-specific.
Branch cashThe current schedule warns that specified Prosperity Prime/Ascent/Crest customers who do not maintain product-level AMB can lose free privileges and face cash-deposit-at-branch charges from the first rupee deposited.Example current savings schedule: cash deposit at home/non-home location free up to ₹2 lakh/month or 5x previous month's AMB, whichever is higher, with a 5-transaction cap; beyond limits ₹4 per ₹1,000, minimum ₹100. This is preserved as scheme-scoped, not bankwide.
Failed ATM treatmentRBI T+5 calendar-day reversal and ₹100/day delayed-compensation standard applies to debit-without-cash ATM failures; lodge complaint with the card-issuing bank.RBI's T+5 calendar-day reversal and ₹100/day delayed-compensation baseline applies to debit-without-cash ATM failures; complaint should be lodged with the issuing bank.
Charge scopeAccount variant, AMB maintenance and senior-citizen status can materially change cash/ATM charges. Do not present the baseline 3/5 off-us allowance as every YES relationship's complete tariff.IndusInd has meaningful product-level variation and some live ₹21-vs-₹23 off-us pricing differences across pages/schedules; use the exact dated schedule for the customer's account instead of a universal bank figure.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

YES BANK

YES BANK ATM & Cash Services

  • YES BANK's schedule explicitly ties some free privileges to product-level AMB maintenance; if the defined AMB is not maintained, branch cash deposit can be charged from the first rupee for the stated Prosperity variants.
  • Senior citizens receive separate service-charge waivers under the current schedule, including other-bank ATM charges and insufficient-funds ATM decline charges; this should not be generalized to all customers.
  • The reviewed generic savings schedule does not publish one universal CDM cash-deposit machine ceiling, so none is invented.
IndusInd Bank

IndusInd Bank ATM & Cash Services

  • IndusInd current schedules vary significantly by account: some show the RBI-style 3 metro/5 non-metro free structure while premium/business relationships can offer 20/50 or broader other-bank ATM withdrawals subject to balance conditions.
  • The IndusMobile Star/Super Star/Mega Star page still shows ₹21 cash-withdrawal pricing after 5 off-us transactions for some variants, while newer schedules show ₹23; the dated product schedule should control the matching account rather than one number being generalized bankwide.
  • Branch cash-deposit free limits are account-specific; a ₹2 lakh/5x-AMB example from one savings schedule must not be copied to every IndusInd product.
Research tools

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Independent source state

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MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

YES BANK ATM & Cash Services

Reviewed September 10, 2026 · 2 attached first-party sources

  1. Fee / charge schedulehttps://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONT4370F904BE6E448698CCCF4F5A3E6FE1/native/savings_account_soc_01st_october_2025.pdf%3Fdownload%3Dfalse
  2. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75

IndusInd Bank ATM & Cash Services

Reviewed September 10, 2026 · 4 attached first-party sources

  1. Fee / charge schedulehttps://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/savings-account/SoC-Non-comfort.pdf?trk=public_post_comment-text
  2. Fee / charge schedulehttps://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/savings-account/Schedule-of-Charges-Indus-Force--.pdf
  3. Issuer product pagehttps://www.indusind.com/in/en/microsites/indusmobile.html
  4. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75