Compare YES BANK Prosperity Prime Debit Card and AU Small Finance Bank Platinum Debit Card using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Eligible YES BANK account holders who can use the lounge and lifestyle benefits enough to justify the annual fee.
Eligible AU account holders who want higher purchase limits and can use the card's recurring lifestyle offers.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/yes-prosperity-prime-debit-card-vs-au-platinum-debit-card/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | YES BANK Prosperity Prime Debit Card | AU Small Finance Bank Platinum Debit Card |
|---|---|---|
| Cost / charges | ₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published. | Reviewed AU Service Fee Reckoner lists ₹499 annual fee, ₹200 lost/stolen replacement and 3.50% cross-currency markup for the AU Platinum Debit Card. |
| Linked account | Requires an eligible YES BANK savings/current account and the respective account AMB/relationship criteria. | Requires an eligible AU Small Finance Bank account; account-level balance criteria depend on the linked product. |
| Core benefits | One complimentary domestic lounge visit per quarter subject to current spend qualification, YES Rewardz, movie/golf and insurance benefits. | Contactless payments, current BookMyShow/Zomato offers, insurance coverage and annual merchant voucher under reviewed terms. |
| Transaction limits | Current transaction limits depend on the product/account configuration; the card page permits customers to manage card limits through bank channels. | ₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit. |
| Eligibility | YES BANK savings/current account holders meeting the applicable account/card eligibility and AMB criteria. | Available to eligible AU account holders under current debit-card issuance rules. |
| Account relationship | Linked to an eligible YES BANK account; not a standalone deposit product. | Linked AU deposit/account relationship required. |
A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.
These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.
One side's source depth or freshness never fills a gap in the other record.
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Reviewed September 9, 2026 · 2 attached first-party sources
Reviewed September 9, 2026 · 2 attached first-party sources