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YES BANK SELECT Credit Card vs ICICI Bank Coral Credit Card

Compare YES BANK SELECT Credit Card and ICICI Bank Coral Credit Card on annual fee, rewards, fee waiver, lounge access, forex markup, best-fit use case and source evidence.

Maintained credit-card comparison

YES BANK SELECT Credit Card vs ICICI Bank Coral Credit Card

Compare exact issuer-backed terms and practical trade-offs without a universal winner badge.

Latest underlying reviewSeptember 11, 2026
YES BANKYES BANK SELECT Credit Card

Moderate online spenders who want a low-fee rewards card with limited domestic lounge access.

Annual fee
₹599 + applicable GST
Reviewed
September 9, 2026
Evidence
4 issuer sources
Open card research
ICICI BankICICI Bank Coral Credit Card

Entry-to-mid-tier users who value movie discounts, basic rewards and occasional domestic lounge access enough to justify a ₹500 annual fee.

Annual fee
₹500 + GST
Reviewed
September 11, 2026
Evidence
3 issuer sources
Open card research
No universal winnerFee, rewards, lounge and forex matter differently by use case.
Conditions stay visibleCaps, waivers, exclusions and qualification rules are not stripped out.
Evidence stays separateOne issuer's source set never validates the other card.
Keep an offline research copyPrint the full comparison or choose Save as PDF in your browser. All decision checkpoints are expanded for the print copy.

bankingreference.info · Comparison research sheet

YES BANK SELECT Credit Card vs ICICI Bank Coral Credit Card

Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare/yes-bank-select-credit-card-vs-icici-coral-credit-card/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Would the card still fit if you miss its fee waiver?Read the recurring fee and qualifying-spend rule together before counting rewards as value.

YES BANK SELECT Credit Card

Annual fee
₹599 + applicable GST
Fee waiver
Spend ₹10,000 within 30 days to waive first-year membership fee; spend ₹1 lakh in the anniversary year to waive the next renewal fee

ICICI Bank Coral Credit Card

Annual fee
₹500 + GST
Fee waiver
Annual fee waived for the next year on spends over ₹1.5 lakh
02Do your actual purchases qualify for the rewards?Check the reward structure and the recorded cautions; a headline earning rate is not the return on every purchase.

YES BANK SELECT Credit Card

Reward rules
8 YES Rewardz Points per ₹200 on eligible online shopping, 4 per ₹200 on eligible offline shopping and 2 per ₹200 on select categories in the reviewed value chart; accelerated online earn is capped at 5,000 points per statement cycle

Recorded cautions

  • Domestic lounge access is subject to current qualifying-spend rules.
  • Reward acceleration is capped.
  • Travel value is modest compared with higher YES BANK tiers.

ICICI Bank Coral Credit Card

Reward rules
2 ICICI Bank Reward Points per ₹100 on eligible retail spends; 1 point per ₹100 on eligible utility and insurance spends on the reviewed issuer page

Recorded cautions

  • Domestic airport lounge access requires ₹75,000 spend in the preceding calendar quarter and is for the primary cardholder.
  • Movie offers also have transaction and eligibility conditions.
  • The ₹1.5 lakh fee-waiver target should not encourage incremental spending.
03Which travel and approval conditions apply to you?Check lounge conditions, foreign-currency costs and issuer eligibility independently of reward value.

YES BANK SELECT Credit Card

Lounge conditions
1 complimentary domestic airport lounge visit per quarter under the reviewed benefit structure; current lounge access is subject to the bank's qualifying-spend rules
Forex costs
2.75% foreign-currency conversion charge in the reviewed Schedule of Charges
Eligibility
Subject to YES BANK underwriting, documentation and internal eligibility policy

ICICI Bank Coral Credit Card

Lounge conditions
1 complimentary domestic airport lounge visit per quarter after ₹75,000 spend in the preceding calendar quarter, for the primary cardholder; 1 complimentary railway lounge visit per quarter is listed separately.
Forex costs
3.5% foreign-currency markup
Eligibility
Subject to ICICI Bank underwriting and approval; current product terms and documentation requirements apply
Other maintained comparisons for YES BANK SELECT Credit CardOther maintained comparisons for ICICI Bank Coral Credit Card
Shared research themes
Rewards Credit CardsAirport Lounge Credit Cards
Exact terms

Put the controlling card fields next to each other.

Full issuer-backed wording stays visible because a waiver condition, cap or qualification rule can matter more than the headline number.

On a small screen, scroll this table sideways. The factor column stays visible.

Table region. When the region itself has keyboard focus, use Left and Right arrows to scroll horizontally; Home and End move to the start or end.

Credit-card terms side by side for YES BANK SELECT Credit Card and ICICI Bank Coral Credit Card
Decision factorYES BANK SELECT Credit CardICICI Bank Coral Credit Card
Joining fee₹599 + applicable GST₹500 + GST
Annual fee₹599 + applicable GST₹500 + GST
Fee waiverSpend ₹10,000 within 30 days to waive first-year membership fee; spend ₹1 lakh in the anniversary year to waive the next renewal feeAnnual fee waived for the next year on spends over ₹1.5 lakh
Rewards8 YES Rewardz Points per ₹200 on eligible online shopping, 4 per ₹200 on eligible offline shopping and 2 per ₹200 on select categories in the reviewed value chart; accelerated online earn is capped at 5,000 points per statement cycle2 ICICI Bank Reward Points per ₹100 on eligible retail spends; 1 point per ₹100 on eligible utility and insurance spends on the reviewed issuer page
Lounge1 complimentary domestic airport lounge visit per quarter under the reviewed benefit structure; current lounge access is subject to the bank's qualifying-spend rules1 complimentary domestic airport lounge visit per quarter after ₹75,000 spend in the preceding calendar quarter, for the primary cardholder; 1 complimentary railway lounge visit per quarter is listed separately.
Forex markup2.75% foreign-currency conversion charge in the reviewed Schedule of Charges3.5% foreign-currency markup
NetworkVisa / Mastercard / RuPay variant as offeredVisa / Mastercard / RuPay variant as offered
Eligibility / approvalSubject to YES BANK underwriting, documentation and internal eligibility policySubject to ICICI Bank underwriting and approval; current product terms and documentation requirements apply
Wrong-fit risks

Know what can make either card unsuitable.

These cautions remain attached to the underlying card records instead of being converted into a score.

YES BANK

YES BANK SELECT Credit Card

  • Domestic lounge access is subject to current qualifying-spend rules.
  • Reward acceleration is capped.
  • Travel value is modest compared with higher YES BANK tiers.
ICICI Bank

ICICI Bank Coral Credit Card

  • Domestic airport lounge access requires ₹75,000 spend in the preceding calendar quarter and is for the primary cardholder.
  • Movie offers also have transaction and eligibility conditions.
  • The ₹1.5 lakh fee-waiver target should not encourage incremental spending.
Decision tools

Model the parts of the comparison that depend on your own usage.

These tools are arithmetic aids only. They do not predict approval, issuer offers or future benefits.

Independent source state

Verify both cards from their own issuer evidence.

Each side keeps its own review date, source set and evidence state.

YES BANK

YES BANK SELECT Credit Card

4 issuer sources8/8 core fields confirmedReviewed September 9, 2026
Key Fact StatementReward / value termsLounge terms

Checked: Joining fee · Annual fee · Fee waiver · Rewards · Lounge · Forex · +2 more

Open primary issuer source ↗
Open primary issuer source ↗
ICICI Bank

ICICI Bank Coral Credit Card

3 issuer sources8/8 core fields confirmedReviewed September 11, 2026
Issuer product pageIssuer product pageIssuer product page

Checked: Joining fee · Annual fee · Fee waiver · Rewards · Lounge · Forex · +2 more

Open primary issuer source ↗
Open primary issuer source ↗
MethodologyResearch statusMore card comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

YES BANK SELECT Credit Card

Reviewed September 9, 2026 · 4 attached first-party sources

  1. Key Fact Statementhttps://www.yesbank.in/content/published/api/v1.1/assets/CONT07A77C257C7A4BDD85DB97E51D2B5B8F/native/yesbank_key_fact_statement.pdf?channelToken=21f7ccfa2fc3401091938f541a6f8f2a&download=false
  2. Reward / value termshttps://www.yesbank.in/content/published/api/v1.1/assets/CONT1D928BE3CBD5424AAF1FAEC534E78032/native/yesbank_credit_card_select_value_chart_nov23.pdf?channelToken=21f7ccfa2fc3401091938f541a6f8f2a&download=false
  3. Lounge termshttps://www.yesbank.in/content/published/api/v1.1/assets/CONT23CDBE6F27E4444AA0A336DDB2885343/native/ybl_yes_bank_domestic_lounge_access.pdf?channelToken=21f7ccfa2fc3401091938f541a6f8f2a&download=false
  4. Fee / charge schedulehttps://www.yesbank.in/content/published/api/v1.1/assets/CONT5AA32E547C774006B79F54E05FE58F9E/native/ybl_soc.pdf?channelToken=21f7ccfa2fc3401091938f541a6f8f2a&download=false

ICICI Bank Coral Credit Card

Reviewed September 11, 2026 · 3 attached first-party sources

  1. Issuer product pagehttps://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card
  2. Issuer product pagehttps://www.icici.bank.in/personal-banking/cards/credit-card/experience
  3. Issuer product pagehttps://www.icici.bank.in/personal-banking/cards/credit-card/travel-easy/international-transactions