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Decision framework
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Cards with healthcare, fitness, pharmacy or wellness-led benefits. The right comparison still depends on fees, caps, exclusions, qualification rules and how you actually use the card.
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Published card research
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2of 2 published records visible
SBI Card · Active
Open dossier SBI Card PULSE
A lifestyle card differentiated by health and wellness benefits rather than generic shopping cashback.
Annual fee₹1,499 + taxes
Rewards5X reward points on selected health, sports, dining and movie categories on the reviewed SBI listing
LoungeSBI Card PULSE is listed in the current Set A domestic airport-lounge programme; access remains subject to the programme rules and participating-lounge list.
Forex3.50% foreign-currency transaction fee under the current SBI Card MITC; DCC is also listed at 3.50% for qualifying INR-denominated international or overseas-registered-merchant transactions.
Best useUsers who value health/wellness memberships and accelerated rewards in related categories.
3 first-party sourcesReviewed September 11, 2026
Punjab National Bank · Active
Open dossier PNB BLISS RuPay Platinum Credit Card
A low-fee RuPay lifestyle card combining UPI, modest rewards, entertainment/wellness benefits and 4 domestic plus 1 international lounge visit each year.
Annual fee₹510 + applicable taxes
Rewards1 PNB Reward Point per ₹100 on eligible retail-category spend
Lounge4 complimentary domestic lounge visits per year (1 per quarter) and 1 complimentary international lounge visit per year
Forex3.50% foreign-currency markup over the network conversion rate
Best useLifestyle-focused users who can use recurring entertainment, wellness and lounge perks and naturally clear the ₹1 lakh annual-fee waiver threshold.
4 first-party sourcesReviewed September 9, 2026
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