IndusInd BankForex & prepaid travel card

Tata Neu IndusInd Bank Forex Card

IndusInd Bank's current Tata Neu co-branded multi-currency prepaid forex card with 14 wallets, Tata Neu/IndusForex servicing, explicit fee/limit schedule and DCC blocking.

First-party evidencePublished researchReviewed September 10, 2026Active

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Issuance / reload / travel-card costsCurrent schedule lists ₹299 issuance, ₹99 reload, ₹99 reissue, zero encashment, 3.5% cross-currency markup and ₹250 equivalent quarterly inactivity fee after 18 months of inactivity, plus currency-specific ATM fees.

Loaded currency walletsUp to 14 prepaid currency wallets: USD, EUR, GBP, AUD, SGD, AED, CAD, SAR, HKD, JPY, NZD, ZAR, CHF and THB.

ATM / load / usage limitsCurrent schedule sets USD 300 equivalent per ATM transaction, USD 1,000 equivalent daily ATM and USD 10,000 equivalent daily POS/e-commerce ceilings across the published wallet table.

Prepaid card / funding / regulatory relationshipIndusInd-issued prepaid forex card co-branded with Tata Neu. Its economics and wallet controls are separate from IndusInd debit-card international usage.

Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources

Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 9, 2026.

How to verifyMethodology · Editorial policy

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Critical decision facts

Separate forex economics from overseas access and regulatory limits.

Markup, cross-currency conversion, ATM/POS usage, wallet funding and international controls can create very different travel costs.

01 · Issuance / reload / travel-card costsCurrent schedule lists ₹299 issuance, ₹99 reload, ₹99 reissue, zero encashment, 3.5% cross-currency markup and ₹250 equivalent quarterly inactivity fee after 18 months of inactivity, plus currency-specific ATM fees.

02 · Loaded currency walletsUp to 14 prepaid currency wallets: USD, EUR, GBP, AUD, SGD, AED, CAD, SAR, HKD, JPY, NZD, ZAR, CHF and THB.

03 · ATM / load / usage limitsCurrent schedule sets USD 300 equivalent per ATM transaction, USD 1,000 equivalent daily ATM and USD 10,000 equivalent daily POS/e-commerce ceilings across the published wallet table.

04 · Prepaid card / funding / regulatory relationshipIndusInd-issued prepaid forex card co-branded with Tata Neu. Its economics and wallet controls are separate from IndusInd debit-card international usage.

Exact product-type evidence

Forex & prepaid travel card evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Forex prepaid-card operating map

Loaded wallet, transaction currency and refund state are different economics.

A prepaid forex card locks the currency purchased at load time, but ATM fees, cross-currency use, wallet conversion, inactivity and cash-out can still add cost. Ordinary debit-card forex pricing never fills a prepaid-card evidence gap. Reviewed September 10, 2026.

Card format / currenciesCurrent card supports 14 wallets: USD, EUR, GBP, AUD, SGD, AED, CAD, SAR, HKD, JPY, NZD, ZAR, CHF and THB.

Purchase / KYC eligibilityCan be obtained via Tata Neu, IndusInd branch/online channels or approved distribution routes, subject to KYC/passport/travel/FEMA compliance.

Load / reloadReloadable through Tata Neu, IndusInd branches or IndusForex portal. Current reload fee is ₹99 plus applicable GST.

Load / exchange-rate mechanicsMatching loaded-currency transactions use the prepaid wallet amount; non-base/non-wallet currency conversion follows Visa conversion plus the bank's published cross-currency markup.

Overseas ATM / cashCurrency-specific ATM withdrawal fees apply; current schedule caps each ATM transaction at USD 300 equivalent and daily ATM use at USD 1,000 equivalent.

POS / e-commerceVisa merchant and online acceptance with current daily POS/e-commerce limit of USD 10,000 equivalent. Contactless use is supported subject to local rules.

Cross-currency usage3.5% markup under the current schedule when conversion outside the funded wallet/base currency is required.

Wallet conversionAutomatic wallet fallback is supported based on a defined currency priority; customers can manage currency priorities through supported card channels.

Issuance / reload / service fees₹299 issuance, ₹99 reload, ₹99 reissue, ₹0 encashment, 3.5% cross-currency, currency-specific ATM/balance enquiry fees and applicable GST.

Inactivity / expiry₹250 or equivalent per quarter after 18 months of inactivity under the current schedule. Card expiry and regulatory post-travel balance rules remain separately applicable.

Refund / closureCurrent schedule lists encashment fee as zero. Remaining foreign exchange is subject to RBI retention/refund rules after return to India.

Replacement / emergency supportDomestic replacement is currently listed as nil in the reviewed schedule, while re-issuance is ₹99; lost/stolen support follows IndusInd/Tata Neu forex-card channels.

FEMA / RBI controlsFEMA/RBI limits govern issuance/load/reload. Current FAQ says balances of USD 2,000 equivalent or more must be refunded within the applicable post-return period; sanctioned-use restrictions also apply.

Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Loaded currency walletsUp to 14 prepaid currency wallets: USD, EUR, GBP, AUD, SGD, AED, CAD, SAR, HKD, JPY, NZD, ZAR, CHF and THB.

Forex-card capabilities14 currencies, Visa global acceptance, Tata Neu/IndusFX/online portal servicing, automatic wallet fallback, configurable currency priorities, online transaction tracking and explicit DCC blocking.

Traveller / KYC eligibilityAvailable through Tata Neu, IndusInd branches/online portal and authorised channels subject to KYC, passport/travel and FEMA requirements; current terms also describe eligible Indian nationals/NRIs/corporates subject to law.

Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Travellers who want 14 currencies, Tata Neu-based acquisition/management and a clearly published current fee and transaction-limit schedule.

Verify before relying

3.5% cross-currency markup applies when spending outside the funded base/local wallet.
DCC is disabled; attempting a DCC transaction can be declined, so choose the local transaction currency.
Inactivity fee begins after 18 months without debit or credit activity under the current schedule.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

Kotak Mahindra BankKotak Mahindra Bank Multi-Currency Forex CardIndusInd BankTata Neu IndusInd Bank Forex CardOpen comparison

Latest recorded review September 10, 2026Maintained pair Source-backed

Decision checks