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Private sector bank · issuer dossier

Federal Bank credit-card research

Research Federal Bank credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
6active profiles
0published non-active
9decision categories represented
0tracked records held
8maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

6

Published profiles

6 active · 0 published non-active.

6

Tracked records

Includes evidence-gated records that may remain unpublished.

22

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 11, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Exact published cards

Inspect 6 Federal Bank profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

Federal Bank Signet Credit Card

A currently lifetime-free Federal Bank rewards card with 3-2-1 reward positioning, partner vouchers and advertised lounge access, but a relatively high 3.5% forex markup.

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Annual feeNil under the currently reviewed onboarding terms; issuer FAQ describes the lifetime-free offer as limited-period
RewardsFederal Bank currently markets Signet with its 3-2-1 rewards structure plus partner vouchers and dining offers; product-specific caps and redemption value should be rechecked before applying
LoungeComplimentary airport lounge access is advertised on the current issuer listing; current access quota and spend conditions should be confirmed before travel
Forex3.5% foreign-currency markup in the reviewed Federal Bank MITC
3 first-party sourcesReviewed September 9, 2026Best use: Fee-sensitive users who want a mainstream Federal Bank rewards card and can use its partner benefits without relying on premium travel economics.
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Federal Bank Imperio Credit Card

A currently lifetime-free Federal Bank rewards/lifestyle card with 3-2-1 positioning and advertised lounge access, offset by a 3.5% forex markup.

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Annual feeNil under the currently reviewed onboarding terms; current issuer FAQ describes the lifetime-free offer as limited-period
RewardsFederal Bank markets Imperio with its 3-2-1 reward structure, partner vouchers, dining benefits and fuel-surcharge waiver positioning
LoungeComplimentary airport lounge access is advertised on the issuer's current credit-card listing; verify present quota/conditions
Forex3.5% foreign-currency markup in the reviewed Federal Bank MITC
3 first-party sourcesReviewed September 9, 2026Best use: Federal Bank customers seeking a no-standard-fee rewards card with travel and lifestyle benefits but limited need for foreign-currency spending.
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Federal Bank Celesta Credit Card

Federal Bank's premium Celesta card combines 3-2-1 rewards, travel/lifestyle benefits and a 2% forex markup under a currently lifetime-free onboarding offer.

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Annual feeNil under the currently reviewed onboarding terms; Federal Bank currently describes its credit-card lifetime-free offer as limited-period
RewardsFederal Bank markets Celesta with 3X rewards on travel/international categories, 2X on dining and 1X on other eligible categories, plus lifestyle benefits
LoungeComplimentary airport lounge access is part of the Celesta positioning; current quota and eligibility should be confirmed from latest issuer terms
Forex2% foreign-currency markup in the reviewed Federal Bank MITC
4 first-party sourcesReviewed September 9, 2026Best use: Travel-oriented Federal Bank customers who value lounge access and a lower 2% forex rate compared with the bank's Signet/Imperio tiers.
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Federal Bank RuPay Wave Credit Card

A RuPay UPI floater card linked to an existing Federal Bank credit card and shared credit limit, with virtual issuance designed for merchant UPI use.

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Annual fee₹199 + GST in the reviewed KFS
RewardsDesigned primarily as a UPI-enabled RuPay floater card linked to an existing Federal Bank primary credit card; reward treatment follows current issuer programme terms
LoungeNot positioned as a lounge-led product
Forex3.5% foreign-currency markup in the reviewed Federal Bank charge material
3 first-party sourcesReviewed September 9, 2026Best use: Existing Federal Bank credit-card customers who want a RuPay credit-card layer for eligible merchant UPI payments without a separate credit limit.
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Scapia Federal Credit Card

A no-annual-fee Federal Bank co-brand built around travel, zero forex markup and spend-unlocked unlimited domestic lounge access.

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Annual feeNil in the reviewed Federal Bank MITC
RewardsCurrent Federal Bank terms state 10% rewards on eligible Visa purchases of ₹20+ and 5% on eligible RuPay spends above ₹500, plus 20% rewards on travel purchases made in the Scapia app; rewards convert to Scapia Coins on statement date
LoungeUnlimited domestic lounge access after ₹20,000 total eligible monthly spend under current Federal/Scapia terms; the threshold is aggregated across Visa/RuPay variants for a user holding both.
ForexZero forex markup under the reviewed Federal Bank Scapia terms
6 first-party sourcesReviewed September 11, 2026Best use: Travel-heavy users who want zero forex markup, no annual fee and can naturally meet Scapia's lounge-unlock spend conditions.
Active · card dossier

Federal Bank Secured Credit Card

Federal Bank's secured credit-card programme uses an eligible fixed deposit as collateral and currently allows credit limits up to 80% of deposit value, capped at ₹10 lakh.

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Annual feeFederal Bank currently advertises lifetime-free credit cards as a limited-period offer; the secured-card terms remain controlling for collateral
RewardsRewards and lifestyle benefits depend on the issued Federal Bank card variant; the secured programme itself primarily defines collateral and credit-limit mechanics
LoungeDepends on the issued card variant and current spend criteria
ForexSee current Federal Bank MITC / issued-card terms
3 first-party sourcesReviewed September 9, 2026Best use: Federal Bank customers who want a credit card backed by an eligible fixed deposit rather than relying only on unsecured underwriting.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.