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Public sector bank · issuer dossier

Union Bank of India credit-card research

Research Union Bank of India credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
2active profiles
0published non-active
5decision categories represented
0tracked records held
3maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

2

Published profiles

2 active · 0 published non-active.

2

Tracked records

Includes evidence-gated records that may remain unpublished.

6

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 12, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Portfolio systems

See the researched shape of the Union Bank of India card portfolio.

These counts are overlapping research lenses. A single card can legitimately appear in premium, travel, low-forex, cashback or UPI routes at the same time.

Category concentration

Where published issuer research is concentrated.

Category depth describes this database only. It does not establish market share, issuer quality or approval probability.

Exact published cards

Inspect 2 Union Bank of India profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

Union Bank NEXTERIA Credit Card

Union Bank's metal RuPay Ekaa premium card, differentiated by family-capable lounge access and a broad hospitality/concierge package.

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Annual feeThe reviewed current NEXTERIA product page does not display the annual-fee figure in its rendered benefit section; verify the current Union Bank KFS/MITC before applying.
RewardsThe current rendered NEXTERIA page focuses on RuPay Ekaa premium benefits and does not expose a complete reward earn table in the visible section reviewed here; verify the current KFS/MITC for earn economics.
LoungeUnion Bank currently advertises unlimited individual domestic and international lounge visits plus two family visit allowances per quarter under the bank/NPCI curated offer, subject to programme rules.
ForexNo current NEXTERIA-specific forex-markup percentage is asserted from the rendered product page; verify the current KFS/MITC before international use.
3 first-party sourcesReviewed September 12, 2026Best use: Premium Union Bank customers who can genuinely use the RuPay Ekaa family lounge, hospitality, concierge and insurance bundle.
Active · card dossier

Union Bank UNICORN RuPay Credit Card

A premium RuPay card combining 4 points per ₹100, milestone accelerators and a defined domestic/international lounge package.

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Annual feeThe reviewed current UNICORN product page does not display the annual-fee figure in its rendered benefit section; verify the current Union Bank KFS/MITC before applying.
Rewards4 reward points per ₹100 on eligible spend, with activation, birthday-month, monthly and annual milestone accelerators under the current product page. Base points are capped at 10,000 per month excluding milestone points, and specified MCCs are excluded.
Lounge8 domestic and 2 international lounge visits per year via the current programme, plus RuPay domestic lounge access and concierge benefits as described by Union Bank.
ForexNo current UNICORN-specific forex-markup percentage is asserted from the rendered product page; verify the current KFS/MITC before international use.
3 first-party sourcesReviewed September 12, 2026Best use: Union Bank customers seeking a premium RuPay rewards card with a defined 8+2 annual lounge package and UPI compatibility.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.