Match exact scope
Use the card variant, deposit type, customer category and effective date that actually apply.
Deposit model
Put the controlling product term into the model—not the headline you remember.
Use the current rate for the exact tenure, amount, customer category and payout/compounding structure.
Inputs
Estimate fixed-deposit maturity
Enter the exact rate for your deposit amount, tenure and customer category from the bank’s current effective-date table. This does not model TDS, premature closure or discounted monthly-payout rates.
Keep exclusions separate
Caps, taxes, DCC, premature closure, payout method and excluded spend may need separate treatment.
Recheck before action
Product terms can change after the recorded review date or after you last used this calculator.