Bank of BarodaATM & cash service
Bank of Baroda ATM & Cash Recycler Services
Bank of Baroda's ATM and Cash Recycler service profile with explicit on-us/off-us charges, branch cash-withdrawal rules and PAN/cardless recycler deposit limits.
First-party evidencePublished researchReviewed September 10, 2026Active
Eligible account / cardRequires the applicable Bank of Baroda account/debit card for card-based access. ATM/CR use does not change underlying Savings, Current, BSBD/FI or card-variant rules.
ATM / cash limitsCash Recycler deposits with debit card are up to ₹2 lakh/day where PAN is registered and ₹49,999 where PAN is not registered; cardless account-number deposits are up to ₹20,000/day. Withdrawal at a BOB Cash Recycler is up to ₹15,000 per transaction for BOB cards and ₹10,000 for other-bank cards, while the debit-card daily limit still controls total availability.
ATM / cash service chargesBank of Baroda currently lists 5 free financial + non-financial transactions at BOB ATMs, then ₹10 per financial and ₹5 per non-financial transaction. At other-bank ATMs, Savings debit cards receive 3 free transactions in metros and 5 in non-metros; after that ₹23 financial and ₹11 non-financial. Debit cards linked to Current/OD/CC accounts are charged from the first off-us transaction.
Account / card / channel relationshipThe ATM/recycler is a channel over the underlying account/card. Branch cash transaction counts, outstation withdrawal caps and BSBD/FI exemptions remain account-channel rules rather than ATM limits.
Research processPublished by bankingreference.info
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
4 first-party sources
Last checkedSeptember 10, 2026
Recorded source review date, not a claim that the product changed that day.
Maintenance stateWithin scheduled review window
Target recheck: November 24, 2026.
Critical decision facts
Channel scope and security state determine what the published limit really means.
Rail, channel, beneficiary, cooling, authentication and recovery rules stay separate instead of being compressed into one generic digital-banking number.
Exact product-type evidence
ATM & cash service evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
ATM & cash control map
Free counts, cash limits and cash-handling charges belong to different layers.
Own-bank versus off-us ATM, debit-card/account limits, Cash Recycler/CDM ceilings and branch cash tariffs are kept separately scoped. Reviewed September 10, 2026.
Account / channel scopeBOB's current schedule explicitly separates on-us BOB ATM, off-us other-bank ATM, branch cash and Cash Recycler rules; Current/OD/CC off-us treatment differs from Savings.
Own-bank ATM5 free BOB ATM financial + non-financial transactions; thereafter ₹10 per financial and ₹5 per non-financial transaction under the current service-charge page.
Other-bank ATMSavings: 3 free off-us transactions in metros and 5 in non-metros, including non-financial transactions; thereafter ₹23 financial and ₹11 non-financial. Current/OD/CC-linked debit cards are charged from the first off-us transaction.
Withdrawal / machine limitsBOB Cash Recycler maximum withdrawal per transaction is ₹15,000 for BOB debit cards and ₹10,000 for other-bank debit cards; the daily withdrawal amount still depends on the debit-card variant/account limit.
Cash Recycler / CDMCash Recycler card deposit up to ₹2 lakh/day with PAN registered or ₹49,999 without PAN; cardless account-number deposit up to ₹20,000/day. Successful recycler transactions are real-time and a receipt is provided.
Branch cashSavings branch cash withdrawals beyond the first 5 per month are ₹125/transaction at metro/urban branches and ₹100 at rural/semi-urban branches/senior-citizen/pensioner treatment under the current service-charge page; maximum outstation self withdrawal is ₹50,000/day. BSBD/FI exemptions apply where stated.
Third-party / non-home cashBOB's current service-charge page says inter-SOL cash payments to third parties are withdrawn. This branch restriction is kept separate from cardless Recycler deposits to a BOB account number.
Failed ATM reversalRBI requires debit-without-cash ATM failures to be reversed within T+5 calendar days, with ₹100/day compensation beyond T+5. BOB ATM/CR transaction details/receipts should be retained for complaint handling.
Security controlsCard limit setting is available at BOB ATMs; recycler deposits validate notes and retain/trace counterfeit notes under the bank's stated note-authentication controls.
How to apply the chargesOn-us, off-us, branch and Cash Recycler limits/charges are separate. Account type and card variant must be matched before applying the published figure.
Maintained terms
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
ATM / cash service chargesBank of Baroda currently lists 5 free financial + non-financial transactions at BOB ATMs, then ₹10 per financial and ₹5 per non-financial transaction. At other-bank ATMs, Savings debit cards receive 3 free transactions in metros and 5 in non-metros; after that ₹23 financial and ₹11 non-financial. Debit cards linked to Current/OD/CC accounts are charged from the first off-us transaction.
Eligible account / cardRequires the applicable Bank of Baroda account/debit card for card-based access. ATM/CR use does not change underlying Savings, Current, BSBD/FI or card-variant rules.
ATM / cash service coverageBOB ATMs support withdrawals and service requests; Cash Recyclers support both real-time cash deposits and withdrawals, including card-based and cardless deposits, and are described as available round the clock/365 days where the machine is operational.
ATM / cash limitsCash Recycler deposits with debit card are up to ₹2 lakh/day where PAN is registered and ₹49,999 where PAN is not registered; cardless account-number deposits are up to ₹20,000/day. Withdrawal at a BOB Cash Recycler is up to ₹15,000 per transaction for BOB cards and ₹10,000 for other-bank cards, while the debit-card daily limit still controls total availability.
ATM / cash accessEligible account/card customers for card-based ATM/CR use; cardless deposits require the correct BOB account number. Savings and current/OD/CC have different off-us fee treatment.
Account / card / channel relationshipThe ATM/recycler is a channel over the underlying account/card. Branch cash transaction counts, outstation withdrawal caps and BSBD/FI exemptions remain account-channel rules rather than ATM limits.
Fit & cautions
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Bank of Baroda customers who want unusually explicit ATM pricing and cash-recycler limits, while keeping current-account and branch third-party restrictions separate from savings treatment.
- Other-bank ATM free transactions apply to Savings treatment; Current/OD/CC cards are charged from the first off-us transaction under the current BOB schedule.
- Recycler per-transaction/per-day limits are operational ceilings, not a promise that the underlying account/card permits that entire amount or that cash handling is free.
- BOB has withdrawn inter-SOL cash payments to third parties; do not confuse that branch rule with cardless Cash Recycler deposits into a correctly entered account.
Maintained comparisons
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
First-party source ledger
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
01
Primary product / service sourcebankofbaroda.bank.in
Open source ↗02Additional first-party evidencebankofbaroda.bank.in
Open source ↗03Additional first-party evidencebankofbaroda.bank.in
Open source ↗04Additional first-party evidencewww.rbi.org.in
Open source ↗Current-use rule
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
Research boundary
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.