Skip to content
bankingreference.infoIndependent banking product research for India
Compare
Browse
Explore the researchBanking systems, decision tools and evidence standards.
Product finder
Opens in a new tab.
Bank of BarodaForex & prepaid travel card

Bank of Baroda TravelEasy Multi-Currency Forex Card

Bank of Baroda's Visa Platinum EMV/NFC TravelEasy prepaid forex card with three currency wallets, account-holder and non-account-holder access, immediate activation, mobile/self-service controls and explicit percentage-based ATM/cross-currency pricing.

First-party evidencePublished researchReviewed September 10, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Issuance / reload / travel-card costs₹150 issuance, ₹55 reload and ₹150 standby card before applicable tax. ATM withdrawal is 0.9% of transaction value; cross-currency usage is 3%. Current service-charge page also lists ₹250 plus applicable foreign-currency conversion tax when cancelling/refunding the balance.
Loaded currency walletsThree prepaid currency wallets—USD, GBP and EUR—loaded under the customer's travel/FEMA limit. Bank of Baroda states both account holders and non-account holders can purchase.
ATM / load / usage limitsMinimum initial load currently published as USD 200 / EUR 150 / GBP 150; minimum reload USD 100 / EUR 100 / GBP 100. Maximum load remains the applicable RBI/FEMA amount for the travel purpose.
Prepaid card / funding / regulatory relationshipStandalone Bank of Baroda prepaid forex product; no deposit-account relationship is required for purchase. It remains separate from bob World/debit-card international usage.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 9, 2026.

Critical decision facts

Separate forex economics from overseas access and regulatory limits.

Markup, cross-currency conversion, ATM/POS usage, wallet funding and international controls can create very different travel costs.

01 · Issuance / reload / travel-card costs₹150 issuance, ₹55 reload and ₹150 standby card before applicable tax. ATM withdrawal is 0.9% of transaction value; cross-currency usage is 3%. Current service-charge page also lists ₹250 plus applicable foreign-currency conversion tax when cancelling/refunding the balance.
02 · Loaded currency walletsThree prepaid currency wallets—USD, GBP and EUR—loaded under the customer's travel/FEMA limit. Bank of Baroda states both account holders and non-account holders can purchase.
03 · ATM / load / usage limitsMinimum initial load currently published as USD 200 / EUR 150 / GBP 150; minimum reload USD 100 / EUR 100 / GBP 100. Maximum load remains the applicable RBI/FEMA amount for the travel purpose.
04 · Prepaid card / funding / regulatory relationshipStandalone Bank of Baroda prepaid forex product; no deposit-account relationship is required for purchase. It remains separate from bob World/debit-card international usage.
Exact product-type evidence

Forex & prepaid travel card evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Forex prepaid-card operating map

Loaded wallet, transaction currency and refund state are different economics.

A prepaid forex card locks the currency purchased at load time, but ATM fees, cross-currency use, wallet conversion, inactivity and cash-out can still add cost. Ordinary debit-card forex pricing never fills a prepaid-card evidence gap. Reviewed September 10, 2026.

Card format / currenciesCurrent TravelEasy product page supports three wallets: USD, GBP and EUR on a Visa Platinum EMV chip/NFC prepaid card.
Purchase / KYC eligibilityAvailable to account holders and non-account holders through authorized forex branches, subject to KYC/passport/travel and FEMA documentation. One active retail card per ID/passport is the current product rule.
Load / reloadImmediate activation after load; card is reloadable any number of times within the customer's FEMA ceiling. Current reload fee: ₹55 before applicable tax.
Load / exchange-rate mechanicsForeign currency is loaded/refunded at Bank of Baroda's applicable card/forex conversion rate and tax treatment. Mobile app provides wallet visibility and cross-currency conversion capability.
Overseas ATM / cashATM cash withdrawal fee is currently 0.9% of transaction value in the respective currency; balance enquiry fee is USD/EUR/GBP 0.50. Overseas ATM owner charges/limits can be additional.
POS / e-commerceUsable at Visa-accepted e-commerce, POS and ATM locations. EMV/NFC/contactless is supported; current product page provides channel enable/disable through self-service.
Cross-currency usageCurrent charge schedule lists 3.00% cross-currency fee. Use of a non-matching wallet/currency can therefore add conversion cost beyond the load-time rate.
Wallet conversionCurrent mobile app supports cross-currency conversion among available wallets. The fee/rate applicable to that conversion remains governed by the current card schedule and bank rate.
Issuance / reload / service fees₹150 issuance; ₹150 standby card; ₹55 reload; USD/EUR/GBP 3 replacement; 0.9% ATM withdrawal; 3% cross-currency. Taxes/foreign-currency conversion tax apply as published.
Inactivity / expiryCurrent charge schedule lists USD/EUR/GBP 5 inactivity fee when unused for 180 days and USD/EUR/GBP 5 deduction every 12 months on an expired card. Product page states minimum three-year validity/date printed on card controls.
Refund / closureCurrent schedule states remaining balance refund after deducting ₹250 plus tax on foreign-currency conversion when cancelling/refunding to customer account.
Replacement / emergency supportReplacement after loss/theft is currently USD/EUR/GBP 3 plus applicable postage; GCAS support for lost/stolen report and cash/card replacement is listed as free under the current charge page, subject to service terms.
FEMA / RBI controlsMaximum load/reload is the amount permitted by RBI/FEMA for the stated purpose of travel. Card use/load remains subject to Visa/acquirer controls and Bank of Baroda's prepaid-card terms.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Issuance / reload / travel-card costs₹150 issuance, ₹55 reload and ₹150 standby card before applicable tax. ATM withdrawal is 0.9% of transaction value; cross-currency usage is 3%. Current service-charge page also lists ₹250 plus applicable foreign-currency conversion tax when cancelling/refunding the balance.
Loaded currency walletsThree prepaid currency wallets—USD, GBP and EUR—loaded under the customer's travel/FEMA limit. Bank of Baroda states both account holders and non-account holders can purchase.
Forex-card capabilitiesImmediate activation after load, Visa Platinum EMV/NFC, repeated reloads, ATM/POS/e-commerce acceptance, mobile balance display, cross-currency conversion, live ATM locator, SMS alerts and self-service channel enable/disable.
ATM / load / usage limitsMinimum initial load currently published as USD 200 / EUR 150 / GBP 150; minimum reload USD 100 / EUR 100 / GBP 100. Maximum load remains the applicable RBI/FEMA amount for the travel purpose.
Traveller / KYC eligibilityEligible account holders and non-account holders subject to KYC/travel/FEMA documentation. Retail users are limited to one active card per passport/ID; corporate customers can obtain multiple cards after each cardholder's full KYC.
Prepaid card / funding / regulatory relationshipStandalone Bank of Baroda prepaid forex product; no deposit-account relationship is required for purchase. It remains separate from bob World/debit-card international usage.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Travellers who primarily need USD, GBP and EUR and want a simple Bank of Baroda prepaid travel card with mobile wallet visibility, cross-wallet conversion and transparent published issuance/reload/ATM charges.

Verify before relying
  • The card supports only USD, GBP and EUR on the current product page, so it is not interchangeable with 15–22-currency competitors.
  • ATM withdrawal is percentage-based at 0.9% of transaction value, and the foreign ATM owner can impose an additional surcharge.
  • Current Bank of Baroda terms include inactivity/expired-card deductions; residual-balance refund also carries a separate cancellation/conversion cost.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

Browse banking comparisons
First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcebankofbaroda.bank.in
Open source ↗02
Additional first-party evidencebankofbaroda.bank.in
Open source ↗03
Additional first-party evidencebankofbaroda.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.