Canara BankATM & cash service
Canara Bank ATM & Cash Recycler Services
Canara Bank's ATM/Cash Recycler and branch-cash profile using the bank's September 2026 card-charge update plus its cash-handling tariff.
First-party evidencePublished researchReviewed September 10, 2026Active
Eligible account / cardRequires the relevant Canara account/debit-card relationship for card-based ATM access. Branch and cash-deposit handling fees remain linked to the underlying Savings/CA/OD/OCC account tariff.
ATM / cash limitsWithdrawal amount depends on debit-card/account limits. The September 2026 ATM charge schedule separately controls free transaction counts and post-free charges; those counts are not the card's daily withdrawal ceiling.
ATM / cash service chargesCanara's card service-charge page, updated 1 September 2026, lists 5 free financial/non-financial Canara ATM/Cash Recycler transactions per month for general Savings customers and 8 for senior citizens; thereafter ₹23 + GST for cash withdrawal/UPI cash withdrawal and ₹5 + GST for non-financial transactions. At other-bank ATMs/Cash Recyclers, Savings customers receive 3 free in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial.
Account / card / channel relationshipATM/Cash Recycler charges and branch/cash-deposit fees are different layers. Canara explicitly clubs cash remittances across home/non-home branches, CDMs, kiosks and alternative channels to determine the free cash-handling entitlement.
Research processPublished by bankingreference.info
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
3 first-party sources
Last checkedSeptember 10, 2026
Recorded source review date, not a claim that the product changed that day.
Maintenance stateWithin scheduled review window
Target recheck: November 24, 2026.
Critical decision facts
Channel scope and security state determine what the published limit really means.
Rail, channel, beneficiary, cooling, authentication and recovery rules stay separate instead of being compressed into one generic digital-banking number.
Exact product-type evidence
ATM & cash service evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
ATM & cash control map
Free counts, cash limits and cash-handling charges belong to different layers.
Own-bank versus off-us ATM, debit-card/account limits, Cash Recycler/CDM ceilings and branch cash tariffs are kept separately scoped. Reviewed September 10, 2026.
Account / channel scopeCanara's September 2026 ATM/Cash Recycler charge table is separated from the bank's branch/CDM cash-handling tariff; Savings, senior-citizen and CA/OD/OCC treatment are not flattened.
Own-bank ATMSavings customers: 5 free monthly financial/non-financial Canara ATM/Cash Recycler transactions; senior citizens: 8. Beyond the free count, cash withdrawal including ICCW/UPI cash withdrawal is ₹23 + GST and non-financial transaction ₹5 + GST, effective 1 September 2026.
Other-bank ATMSavings customers: 3 free monthly financial/non-financial transactions at other-bank ATMs/Cash Recyclers in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial under the 1 September 2026 update.
Withdrawal / machine limitsThe ATM free count/fee schedule does not set the debit card's daily cash ceiling; the linked card/account limit remains controlling over the amount that can be withdrawn.
Cash Recycler / CDMRegular cash-handling charges apply to cash remitted through CDMs/kiosks/alternative channels. Canara clubs those deposits with home/non-home branch cash remittances when calculating the free entitlement.
Branch cashSavings cash deposits: first 3 transactions monthly are free under the reviewed tariff, then ₹1 per ₹1,000 or part (minimum ₹50, maximum ₹5,000 per transaction); Savings branch cash withdrawals: first 5 monthly free, then ₹100 per transaction. CA/OD/OCC use separate value-based cash rules.
Third-party / non-home cashNo single bankwide third-party cash figure is inferred from the reviewed generic tariff; account/KYC/branch controls and the applicable product schedule govern third-party handling.
Failed ATM reversalRBI's current failed-ATM framework requires reversal within T+5 calendar days where the account is debited but cash is not dispensed, with ₹100/day compensation beyond T+5.
Security controlsInsufficient-funds ATM/Cash Recycler declines beyond the free transaction limit are currently listed at ₹23 + GST from 1 September 2026; the debit card's PIN/transaction limits remain separately applicable.
How to apply the chargesATM/Cash Recycler transaction fees and cash-handling fees are distinct. Canara explicitly clubs cash deposits across branch/CDM/kiosk channels but excludes ATM/alternate-channel withdrawals from branch cash-withdrawal charges.
Maintained terms
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
ATM / cash service chargesCanara's card service-charge page, updated 1 September 2026, lists 5 free financial/non-financial Canara ATM/Cash Recycler transactions per month for general Savings customers and 8 for senior citizens; thereafter ₹23 + GST for cash withdrawal/UPI cash withdrawal and ₹5 + GST for non-financial transactions. At other-bank ATMs/Cash Recyclers, Savings customers receive 3 free in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial.
Eligible account / cardRequires the relevant Canara account/debit-card relationship for card-based ATM access. Branch and cash-deposit handling fees remain linked to the underlying Savings/CA/OD/OCC account tariff.
ATM / cash service coverageCanara ATMs/Cash Recyclers support card cash access and related services. Cash remitted at home/non-home branches, cash-deposit machines, kiosks and alternative cash channels is integrated into the account's cash-handling entitlement rather than treated as unrelated buckets.
ATM / cash limitsWithdrawal amount depends on debit-card/account limits. The September 2026 ATM charge schedule separately controls free transaction counts and post-free charges; those counts are not the card's daily withdrawal ceiling.
ATM / cash accessEligible Canara account/debit-card customers, with senior-citizen own-bank free-count treatment separately identified. Cash-deposit and branch rules depend on Savings versus CA/OD/OCC status.
Account / card / channel relationshipATM/Cash Recycler charges and branch/cash-deposit fees are different layers. Canara explicitly clubs cash remittances across home/non-home branches, CDMs, kiosks and alternative channels to determine the free cash-handling entitlement.
Fit & cautions
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Canara customers who need current September 2026 ATM charges and want branch/CDM cash-deposit free entitlements kept distinct from ATM withdrawal allowances.
- Canara revised own-bank and other-bank ATM/Cash Recycler charges effective 1 September 2026; older ₹21/other values should not be reused.
- The Savings cash-handling tariff's free deposit transactions are not additional to CDM/kiosk deposits—Canara clubs the cash channels when calculating entitlement.
- Branch cash-withdrawal transaction charges explicitly exclude ATM/alternate-channel withdrawals, so the two fee systems must not be added or substituted for each other.
Maintained comparisons
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
Decision checks
Own-bank ATMOther-bank ATMWithdrawal limits
First-party source ledger
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
01
Primary product / service sourcewww.canarabank.bank.in
Open source ↗02Additional first-party evidencewww.canarabank.bank.in
Open source ↗03Additional first-party evidencewww.rbi.org.in
Open source ↗Current-use rule
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
Research boundary
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.