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Canara BankBank fee profile

Canara Bank Banking Fees & Charges

A Canara Bank retail-fee profile anchored to its September 2026 service-charge index, separating card fees, ATM pricing, transfer charges and Basic Savings exemptions.

First-party evidencePublished researchReviewed September 10, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Account / tariff scopeFee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
Fee thresholds / allowancesATM free counts and fee slabs do not change debit-card daily transaction limits. Transfer amount ranges only determine the applicable transfer tariff.
Current fee postureCanara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Product / programme / channel relationshipThe September 2026 card tariff is the current card/ATM pricing source, while the non-credit/non-forex schedule controls other banking services.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

4 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 9, 2026.

Critical decision facts

Channel scope and security state determine what the published limit really means.

Rail, channel, beneficiary, cooling, authentication and recovery rules stay separate instead of being compressed into one generic digital-banking number.

01 · Account / tariff scopeFee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
02 · Fee thresholds / allowancesATM free counts and fee slabs do not change debit-card daily transaction limits. Transfer amount ranges only determine the applicable transfer tariff.
03 · Current fee postureCanara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
04 · Product / programme / channel relationshipThe September 2026 card tariff is the current card/ATM pricing source, while the non-credit/non-forex schedule controls other banking services.
Exact product-type evidence

Bank fee profile evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Fee scope map

A fee is only meaningful after matching the product, channel and effective date.

Base tariffs, programme waivers and future-effective notices are kept separately scoped. Reviewed September 10, 2026.

Tariff scopeRetail fee index using Canara's September 2026 service-charge page, card/ATM tariff and non-credit/non-forex service schedule, plus BSBDA overrides.
Account maintenance / shortfallProduct-specific Savings/basic balance rules remain controlling. Canara BSBDA has no minimum balance and protected core-service treatment; no universal ordinary Savings NMC is inferred from the card tariff.
Debit-card feesCurrent card annual fees: ₹200 Classic/Standard, ₹500 Platinum, ₹500 Business, ₹1,000 Select/World; replacement ₹150. Virtual Debit Card has no charges except applicable international markup under the reviewed card page.
ATM pricingCanara ATM/CR: general Savings five free financial/non-financial monthly and senior citizens eight; thereafter ₹23 + GST financial and ₹5 + GST non-financial. Other-bank ATM/CR: three free metro/five non-metro, then ₹23 + GST financial / ₹11 + GST non-financial.
Cash / branch chargesNon-credit/non-forex schedule controls account cash handling and can club branch/CDM/kiosk cash deposits for entitlement; no separate machine-based free allowance is assumed.
Transfer chargesOnline NEFT free for Savings. RTGS outward ₹24.50 for ₹2–5 lakh and ₹49.50 above ₹5 lakh + GST. IMPS Internet/Mobile ranges from nil below ₹1,000 to ₹20 for ₹2–5 lakh + GST, with specified inclusion-account exemptions.
Cheque / service chargesCanara BSBDA includes at least 25 cheque leaves yearly and a free ATM/ATM-cum-Debit Card; ordinary account cheque/service tariffs remain product-specific.
Digital-service feesCanara BBPS customer transactions are currently stated as Nil-charge in the reviewed BBPS FAQ; external biller/payment mode charges remain separately scoped.
Waivers / relationship overridesStaff, Jan Dhan, BSBD and other stated financial-inclusion accounts can receive specific transfer/card/service exemptions; senior-citizen ATM allowance is separately higher.
Effective-date ruleThe card/ATM schedule explicitly marks changes effective 1 September 2026 and the main service-charge index was last updated 3 September 2026; these dates outrank older tariff copies for the same scope.
Future-effective changesNo verified future-effective retail fee row beyond the review date is activated from the current Canara sources.
Normalized fee ledger

Current and future rows stay distinguishable.

Every row carries its own scope, channel, effective state and first-party source.

debit-card · debit card
Classic/Standard — ₹200 annual; ₹150 replacement

Taxes extra where applicable.

Verify row ↗
debit-card · debit card
Platinum / Business / Select-World — ₹500 / ₹500 / ₹1,000 annual respectively; ₹150 replacement

Card-tier specific.

Verify row ↗
atm · Canara ATM/Cash Recycler
General Savings / Senior Citizen — 5 / 8 free monthly respectively; then ₹23 + GST financial and ₹5 + GST non-financial

Savings account holder scope.

Verify row ↗
atm · other-bank ATM/Cash Recycler
Savings — 3 free metro / 5 non-metro; then ₹23 + GST financial and ₹11 + GST non-financial

Current September 2026 tariff.

Verify row ↗
transfer · online NEFT
Savings Bank — Nil

RTGS and IMPS retain separate charges.

Verify row ↗
basic-account-waiver · account / debit card / cheque book
Canara BSBDA — No minimum balance; ATM/ATM-cum-Debit Card no annual fee; at least 25 cheque leaves/year free

Basic-account relationship only.

Verify row ↗
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Current fee postureCanara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Account / tariff scopeFee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
Waivers / free-service treatmentOnline NEFT is free for Savings customers in the reviewed non-credit tariff. BSBDA/basic account retains free card and core services, including at least 25 cheque leaves per year under the reviewed page.
Fee thresholds / allowancesATM free counts and fee slabs do not change debit-card daily transaction limits. Transfer amount ranges only determine the applicable transfer tariff.
Who the tariff applies toCanara account/product/card category determines the charge or exemption.
Product / programme / channel relationshipThe September 2026 card tariff is the current card/ATM pricing source, while the non-credit/non-forex schedule controls other banking services.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Canara customers who want the newest dated ATM/card tariffs and need to distinguish ordinary Savings charges from senior-citizen, Jan Dhan/BSBD and card-tier exceptions.

Verify before relying
  • Canara revised ATM/Cash Recycler pricing effective 1 September 2026; older ₹21-era ATM withdrawal figures should not be reused.
  • Senior-citizen own-bank ATM free counts differ from general Savings customers, and Jan Dhan/BSBD/financial-inclusion exemptions can alter transfer/card charges.
  • Cash deposits through branch/CDM/kiosk can share one fee entitlement under the underlying account tariff; machine use is not automatically a separate free bucket.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.canarabank.bank.in
Open source ↗02
Additional first-party evidencewww.canarabank.bank.in
Open source ↗03
Additional first-party evidencewww.canarabank.bank.in
Open source ↗04
Additional first-party evidencewww.canarabank.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.