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Bank fee profile comparison

Bank of Baroda Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Compare Bank of Baroda Banking Fees & Charges and Canara Bank Banking Fees & Charges using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

Bank fee profile comparison

Bank of Baroda Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
Bank of BarodaBank of Baroda Banking Fees & Charges

Bank of Baroda customers comparing ordinary Savings, bob LITE/basic accounts and digital transfers without assuming every 'nil charge' applies to every product or channel.

Cost / pricing
Bank of Baroda currently lists distinct ATM, cheque, branch and transfer tariffs. bob Advantage's reviewed product page states nil MAB non-maintenance charge despite a location-based balance requirement, while bob LITE is zero-balance but its RuPay Platinum annual-fee waiver has a separate QAB condition.
Reviewed
September 10, 2026
Evidence
5 bank sources
Open product research
Canara BankCanara Bank Banking Fees & Charges

Canara customers who want the newest dated ATM/card tariffs and need to distinguish ordinary Savings charges from senior-citizen, Jan Dhan/BSBD and card-tier exceptions.

Cost / pricing
Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Reviewed
September 10, 2026
Evidence
4 bank sources
Open product research
Compare like with likeThese records share the same product type.
Conditions stay attachedBalance, tenure, channel, relationship and effective-date wording stays visible.
No missing-data inferenceMissing wording never means zero cost or unlimited access.
Keep an offline research copyPrint the full comparison or choose Save as PDF in your browser. All decision checkpoints are expanded for the print copy.

bankingreference.info · Comparison research sheet

Bank of Baroda Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/bank-of-baroda-banking-fees-charges-vs-canara-banking-fees-charges/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Does this tariff apply to your exact account?Establish tariff scope before treating any listed fee as applicable.

Bank of Baroda Banking Fees & Charges

Tariff scope
Retail fee index using the current generic service-charge schedule plus product-specific Savings/basic/card overrides.
Who the tariff applies to
Exact Bank of Baroda account, card and transaction channel determine the fee.

Canara Bank Banking Fees & Charges

Tariff scope
Retail fee index using Canara's September 2026 service-charge page, card/ATM tariff and non-credit/non-forex service schedule, plus BSBDA overrides.
Who the tariff applies to
Canara account/product/card category determines the charge or exemption.
02What maintenance costs and waivers are recorded?Keep waiver conditions attached to maintenance charges.

Bank of Baroda Banking Fees & Charges

Account maintenance
bob Advantage currently publishes location-based balance levels while stating nil MAB non-maintenance charge. bob LITE is a zero-balance proposition. Other Bank of Baroda products retain their own balance/fee rules.
Waivers
BSBD/FI basic-service exemptions and bob LITE card-fee waiver are preserved as narrow product overrides.

Canara Bank Banking Fees & Charges

Account maintenance
Product-specific Savings/basic balance rules remain controlling. Canara BSBDA has no minimum balance and protected core-service treatment; no universal ordinary Savings NMC is inferred from the card tariff.
Waivers
Staff, Jan Dhan, BSBD and other stated financial-inclusion accounts can receive specific transfer/card/service exemptions; senior-citizen ATM allowance is separately higher.
03Which effective-date conditions govern the charges?Check date logic and the full current cost wording before using a tariff.

Bank of Baroda Banking Fees & Charges

Effective-date logic
Rail and ATM fee rows retain their effective dates where the bank publishes them. Product-specific current pages override generic tariff only for the exact product benefit.
Current fee posture
Bank of Baroda currently lists distinct ATM, cheque, branch and transfer tariffs. bob Advantage's reviewed product page states nil MAB non-maintenance charge despite a location-based balance requirement, while bob LITE is zero-balance but its RuPay Platinum annual-fee waiver has a separate QAB condition.

Canara Bank Banking Fees & Charges

Effective-date logic
The card/ATM schedule explicitly marks changes effective 1 September 2026 and the main service-charge index was last updated 3 September 2026; these dates outrank older tariff copies for the same scope.
Current fee posture
Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Other maintained comparisons for Bank of Baroda Banking Fees & ChargesOther maintained comparisons for Canara Bank Banking Fees & Charges
Exact terms

Put the controlling banking fields side by side.

The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for Bank of Baroda Banking Fees & Charges and Canara Bank Banking Fees & Charges
Decision factorBank of Baroda Banking Fees & ChargesCanara Bank Banking Fees & Charges
Current fee postureBank of Baroda currently lists distinct ATM, cheque, branch and transfer tariffs. bob Advantage's reviewed product page states nil MAB non-maintenance charge despite a location-based balance requirement, while bob LITE is zero-balance but its RuPay Platinum annual-fee waiver has a separate QAB condition.Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Account / tariff scopeThe fee profile separates account balance requirements from charges. A minimum balance or QAB can control a waiver even where the account's non-maintenance charge itself is nil.Fee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
Waivers / free-service treatmentSavings-bank NEFT is currently nil under the generic service-charge schedule, and BSBD/FI accounts retain protected basic-service treatment. bob LITE provides 30 free cheque leaves per financial year under current terms.Online NEFT is free for Savings customers in the reviewed non-credit tariff. BSBDA/basic account retains free card and core services, including at least 25 cheque leaves per year under the reviewed page.
Fee thresholds / allowancesATM free counts, cheque-leaf allowances and transfer slabs are fee thresholds, not payment/withdrawal amount limits.ATM free counts and fee slabs do not change debit-card daily transaction limits. Transfer amount ranges only determine the applicable transfer tariff.
Who the tariff applies toExact Bank of Baroda account, card and transaction channel determine the fee.Canara account/product/card category determines the charge or exemption.
Product / programme / channel relationshipbob LITE's card-fee waiver is tied to its separate QAB test and must not be generalized to every RuPay Platinum cardholder.The September 2026 card tariff is the current card/ATM pricing source, while the non-credit/non-forex schedule controls other banking services.
Fee-schedule detail

Compare tariff scope and waiver mechanics.

These fields come from each product's type-specific structured research, so service comparisons are not reduced to the same six generic rows.

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Type-specific banking comparison terms for Bank of Baroda Banking Fees & Charges and Canara Bank Banking Fees & Charges
Decision factorBank of Baroda Banking Fees & ChargesCanara Bank Banking Fees & Charges
Tariff scopeRetail fee index using the current generic service-charge schedule plus product-specific Savings/basic/card overrides.Retail fee index using Canara's September 2026 service-charge page, card/ATM tariff and non-credit/non-forex service schedule, plus BSBDA overrides.
Account maintenancebob Advantage currently publishes location-based balance levels while stating nil MAB non-maintenance charge. bob LITE is a zero-balance proposition. Other Bank of Baroda products retain their own balance/fee rules.Product-specific Savings/basic balance rules remain controlling. Canara BSBDA has no minimum balance and protected core-service treatment; no universal ordinary Savings NMC is inferred from the card tariff.
Debit-card chargesRuPay Platinum issuance/annual fee depends on linked account/tariff. bob LITE waives the annual fee only when its separate QAB condition is met.Current card annual fees: ₹200 Classic/Standard, ₹500 Platinum, ₹500 Business, ₹1,000 Select/World; replacement ₹150. Virtual Debit Card has no charges except applicable international markup under the reviewed card page.
ATM chargesBOB ATM: five free financial+non-financial transactions, then ₹10 financial / ₹5 non-financial. Other-bank ATM for Savings: three free metros/five non-metros, then ₹23 financial / ₹11 non-financial; Current/OD/CC off-us transactions are chargeable from first use.Canara ATM/CR: general Savings five free financial/non-financial monthly and senior citizens eight; thereafter ₹23 + GST financial and ₹5 + GST non-financial. Other-bank ATM/CR: three free metro/five non-metro, then ₹23 + GST financial / ₹11 + GST non-financial.
Cash / branchBranch cash-deposit/withdrawal tariffs vary by account and customer category; BSBD/FI protected treatment and third-party/non-home restrictions remain separately scoped.Non-credit/non-forex schedule controls account cash handling and can club branch/CDM/kiosk cash deposits for entitlement; no separate machine-based free allowance is assumed.
TransfersSavings NEFT nil. RTGS outward ₹24.50 for ₹2–5 lakh and ₹49.50 above ₹5 lakh. Retail IMPS from 1 October 2025: ₹2.50 up to ₹1,000; ₹5 for ₹1,001–₹25,000; ₹15 for ₹25,001–₹5 lakh, excluding GST.Online NEFT free for Savings. RTGS outward ₹24.50 for ₹2–5 lakh and ₹49.50 above ₹5 lakh + GST. IMPS Internet/Mobile ranges from nil below ₹1,000 to ₹20 for ₹2–5 lakh + GST, with specified inclusion-account exemptions.
Digital servicesbob World/bill-payment convenience-fee treatment remains payment-mode/biller/account specific; no universal zero fee is inferred.Canara BBPS customer transactions are currently stated as Nil-charge in the reviewed BBPS FAQ; external biller/payment mode charges remain separately scoped.
WaiversBSBD/FI basic-service exemptions and bob LITE card-fee waiver are preserved as narrow product overrides.Staff, Jan Dhan, BSBD and other stated financial-inclusion accounts can receive specific transfer/card/service exemptions; senior-citizen ATM allowance is separately higher.
Effective-date logicRail and ATM fee rows retain their effective dates where the bank publishes them. Product-specific current pages override generic tariff only for the exact product benefit.The card/ATM schedule explicitly marks changes effective 1 September 2026 and the main service-charge index was last updated 3 September 2026; these dates outrank older tariff copies for the same scope.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

Bank of Baroda

Bank of Baroda Banking Fees & Charges

  • Bank of Baroda's generic service-charge page and product-specific account pages must be read together; a product waiver overrides only the matching generic charge.
  • Current/OD/CC cards are charged from the first off-us ATM transaction under the reviewed BOB ATM schedule, unlike Savings debit-card free allowances.
  • IMPS, NEFT and RTGS have different pricing; a nil Savings NEFT fee is not a universal 'all bank transfers free' statement.
Canara Bank

Canara Bank Banking Fees & Charges

  • Canara revised ATM/Cash Recycler pricing effective 1 September 2026; older ₹21-era ATM withdrawal figures should not be reused.
  • Senior-citizen own-bank ATM free counts differ from general Savings customers, and Jan Dhan/BSBD/financial-inclusion exemptions can alter transfer/card charges.
  • Cash deposits through branch/CDM/kiosk can share one fee entitlement under the underlying account tariff; machine use is not automatically a separate free bucket.
Research tools

Continue from the pair into exact product-level research.

These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

Verify each product from its own bank evidence.

One side's source depth or freshness never fills a gap in the other record.

MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

Bank of Baroda Banking Fees & Charges

Reviewed September 10, 2026 · 5 attached first-party sources

  1. Fee / charge schedulehttps://bankofbaroda.bank.in/interest-rate-and-service-charges/service-charges
  2. Issuer product pagehttps://bankofbaroda.bank.in/accounts/saving-accounts/bob-advantage-saving-account
  3. Issuer product pagehttps://bankofbaroda.bank.in/accounts/saving-accounts/bob-lite-savings-account
  4. Issuer product pagehttps://bankofbaroda.bank.in/digital-products/cards/debit-cards
  5. Issuer product pagehttps://bobworld.bankofbaroda.bank.in/faqs

Canara Bank Banking Fees & Charges

Reviewed September 10, 2026 · 4 attached first-party sources

  1. Fee / charge schedulehttps://www.canarabank.bank.in/pages/service-charges
  2. Fee / charge schedulehttps://www.canarabank.bank.in/pages/service-charges-related-to-cards
  3. Fee / charge schedulehttps://www.canarabank.bank.in/pages/Non-Credit-and-Non-Forex-Service-Charges
  4. Issuer product pagehttps://www.canarabank.bank.in/canara-basic-savings-bank-deposit-account