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Fixed deposit comparison

Canara Bank Domestic Callable Fixed Deposit vs SBI Retail Domestic Term Deposit

Compare Canara Bank Domestic Callable Fixed Deposit and SBI Retail Domestic Term Deposit using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

Fixed deposit comparison

Canara Bank Domestic Callable Fixed Deposit vs SBI Retail Domestic Term Deposit

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
Canara BankCanara Bank Domestic Callable Fixed Deposit

Depositors comparing public-sector callable FDs who want current five-year pricing plus clearly separated 444-day and 555-day special-tenure rates.

Cost / pricing
The reviewed domestic callable schedule below ₹3 crore is effective 17 March 2026: the ordinary five-year band is 6.25% p.a. for general customers and 6.75% p.a. for eligible resident senior citizens; special 444-day and 555-day rates are higher.
Reviewed
September 10, 2026
Evidence
2 bank sources
Open product research
State Bank of IndiaSBI Retail Domestic Term Deposit

SBI customers and conservative savers who value a large public-sector bank and want to compare standard tenure rates with SBI's special-tenure deposit offers before booking.

Cost / pricing
The reviewed SBI retail schedule below ₹3 crore is effective from 15 December 2025: standard public rates run from 3.05% to 6.40% p.a.; the 444-day Amrit Vrishti special tenor is listed at 6.45% p.a.
Reviewed
September 9, 2026
Evidence
1 bank source
Open product research
Compare like with likeThese records share the same product type.
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bankingreference.info · Comparison research sheet

Canara Bank Domestic Callable Fixed Deposit vs SBI Retail Domestic Term Deposit

Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/canara-bank-fixed-deposit-vs-sbi-retail-domestic-term-deposit/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Are you comparing the same customer, amount and tenure?Start with the eligible customer or relationship and any balance, funding or tenure requirement.

Canara Bank Domestic Callable Fixed Deposit

Eligibility
Eligible domestic depositors under Canara Bank KYC/deposit rules; senior-citizen additions apply subject to current eligibility.
Tenure / deposit band
The reviewed table covers domestic callable deposits below ₹3 crore; Canara publishes separate non-callable and bulk schedules for other amount bands.

SBI Retail Domestic Term Deposit

Eligibility
Eligible resident depositors under SBI's current term-deposit/KYC rules; special senior and super-senior benefits have their own eligibility.
Tenure / deposit band
Retail domestic rate table applies below ₹3 crore, with tenures beginning at 7 days; non-callable deposits from ₹1,00,01,000 use a separate premium table.
02Which dated rate schedule applies to that deposit?Match the customer category, currency, amount, tenure and effective date before comparing quoted rates. No return is calculated here.

Canara Bank Domestic Callable Fixed Deposit

Current rate evidence
The reviewed domestic callable schedule below ₹3 crore is effective 17 March 2026: the ordinary five-year band is 6.25% p.a. for general customers and 6.75% p.a. for eligible resident senior citizens; special 444-day and 555-day rates are higher.

SBI Retail Domestic Term Deposit

Current rate evidence
The reviewed SBI retail schedule below ₹3 crore is effective from 15 December 2025: standard public rates run from 3.05% to 6.40% p.a.; the 444-day Amrit Vrishti special tenor is listed at 6.45% p.a.
03What happens if you need the money before maturity?Read the full liquidity and relationship conditions, including any recorded early-exit or payment restrictions.

Canara Bank Domestic Callable Fixed Deposit

Liquidity / premature withdrawal
Ordinary callable deposits allow premature handling under the bank’s current deposit terms; special/non-callable structures use different liquidity rules and should not be mixed into the same comparison.
Rate / booking condition
The contracted rate depends on the effective-date schedule, deposit amount, customer category and exact tenure at booking.

SBI Retail Domestic Term Deposit

Liquidity / premature withdrawal
Standard, non-callable and special-scheme deposits have different withdrawal/tenure conditions; the controlling product terms must be checked before booking.
Rate / booking condition
Rates are governed by SBI's current interest-rate page and the specific deposit scheme selected at booking.
Other maintained comparisons for Canara Bank Domestic Callable Fixed DepositOther maintained comparisons for SBI Retail Domestic Term Deposit
Exact terms

Put the controlling banking fields side by side.

The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for Canara Bank Domestic Callable Fixed Deposit and SBI Retail Domestic Term Deposit
Decision factorCanara Bank Domestic Callable Fixed DepositSBI Retail Domestic Term Deposit
Current rate evidenceThe reviewed domestic callable schedule below ₹3 crore is effective 17 March 2026: the ordinary five-year band is 6.25% p.a. for general customers and 6.75% p.a. for eligible resident senior citizens; special 444-day and 555-day rates are higher.The reviewed SBI retail schedule below ₹3 crore is effective from 15 December 2025: standard public rates run from 3.05% to 6.40% p.a.; the 444-day Amrit Vrishti special tenor is listed at 6.45% p.a.
Tenure / deposit bandThe reviewed table covers domestic callable deposits below ₹3 crore; Canara publishes separate non-callable and bulk schedules for other amount bands.Retail domestic rate table applies below ₹3 crore, with tenures beginning at 7 days; non-callable deposits from ₹1,00,01,000 use a separate premium table.
Payout / deposit featuresCurrent callable tenure ladder plus separately identified 444-day and 555-day special tenures; eligible resident senior-citizen additions are shown independently.Senior citizens receive additional rates, and SBI separately publishes special-tenure products such as Amrit Vrishti and Green Rupee Term Deposit.
Liquidity / premature withdrawalOrdinary callable deposits allow premature handling under the bank’s current deposit terms; special/non-callable structures use different liquidity rules and should not be mixed into the same comparison.Standard, non-callable and special-scheme deposits have different withdrawal/tenure conditions; the controlling product terms must be checked before booking.
EligibilityEligible domestic depositors under Canara Bank KYC/deposit rules; senior-citizen additions apply subject to current eligibility.Eligible resident depositors under SBI's current term-deposit/KYC rules; special senior and super-senior benefits have their own eligibility.
Rate / booking conditionThe contracted rate depends on the effective-date schedule, deposit amount, customer category and exact tenure at booking.Rates are governed by SBI's current interest-rate page and the specific deposit scheme selected at booking.
Tenure-by-tenure rates

Compare only the tenure anchors both banks actually publish.

These are nominal annual rates from the reviewed first-party schedules. Effective dates can differ, and no universal winner is inferred from one tenure.

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Shared deposit tenure rates for Canara Bank Domestic Callable Fixed Deposit and SBI Retail Domestic Term Deposit
TenureCanara Bank Domestic Callable Fixed DepositSBI Retail Domestic Term Deposit
444 days6.50% · senior 7.00%6.45% · senior 6.95%
1 year6.25% · senior 6.75%6.25% · senior 6.75%
18 months6.25% · senior 6.75%6.25% · senior 6.75%
2 years6.25% · senior 6.75%6.40% · senior 6.90%
3 years6.25% · senior 6.75%6.30% · senior 6.80%
4 years6.25% · senior 6.75%6.30% · senior 6.80%
5 years6.25% · senior 6.75%6.05% · senior 7.05%

Canara Bank Domestic Callable Fixed Deposit

Schedule reference: March 17, 2026. Canara Bank domestic callable term-deposit schedule below ₹3 crore effective 17 March 2026.

SBI Retail Domestic Term Deposit

Schedule reference: December 15, 2025. SBI retail domestic term-deposit schedule below ₹3 crore effective 15 December 2025, with special-tenure overlays.

Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

Canara Bank

Canara Bank Domestic Callable Fixed Deposit

  • The 444-day and 555-day rates are special-tenure anchors and should not be generalized to a five-year FD.
  • Senior-citizen pricing shown here is for eligible resident customers and should not be inherited by NRI deposits.
  • Bulk and non-callable schedules have different pricing and liquidity rules.
State Bank of India

SBI Retail Domestic Term Deposit

  • SBI publishes both standard card rates and special-tenure schemes, so comparing only one headline rate can be misleading.
  • Non-callable deposits trade liquidity for a rate premium and are not equivalent to ordinary callable FDs.
  • The reviewed standard-rate table was revised earlier than some other banks' September 2026 tables, so recheck immediately before booking.
Research tools

Continue from the pair into exact product-level research.

These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

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One side's source depth or freshness never fills a gap in the other record.

MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

Canara Bank Domestic Callable Fixed Deposit

Reviewed September 10, 2026 · 2 attached first-party sources

  1. Issuer product pagehttps://www.canarabank.bank.in/pages/deposit-interest-rates
  2. Issuer product pagehttps://www.canarabank.bank.in/term-deposits-rate-of-interest-p.a.

SBI Retail Domestic Term Deposit

Reviewed September 9, 2026 · 1 attached first-party source

  1. Issuer product pagehttps://sbi.bank.in/web/interest-rates/deposit-rates/retail-domestic-term-deposits