SBI Retail Domestic Term Deposit
State Bank of India's retail domestic term-deposit range below ₹3 crore, with standard tenure rates plus special-tenure and senior/super-senior treatments published separately by SBI.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 9, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Fixed deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 1 year | 6.25% | 6.75% |
| 18 months | 6.25% | 6.75% |
| 2 years | 6.40% | 6.90% |
| 3 years | 6.30% | 6.80% |
| 4 years | 6.30% | 6.80% |
| 5 years | 6.05% | 7.05% |
| 444 days | 6.45% | 6.95% |
Rate basis: SBI retail domestic term-deposit schedule below ₹3 crore effective 15 December 2025, with special-tenure overlays. · Effective/reference date: December 15, 2025
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
SBI retail domestic term-deposit schedule below ₹3 crore effective 15 December 2025, with special-tenure overlays.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
SBI customers and conservative savers who value a large public-sector bank and want to compare standard tenure rates with SBI's special-tenure deposit offers before booking.
- SBI publishes both standard card rates and special-tenure schemes, so comparing only one headline rate can be misleading.
- Non-callable deposits trade liquidity for a rate premium and are not equivalent to ordinary callable FDs.
- The reviewed standard-rate table was revised earlier than some other banks' September 2026 tables, so recheck immediately before booking.
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.