SBI Basic Savings Bank Deposit Account
A no-minimum-balance SBI basic savings account designed for essential banking, with a free Basic RuPay ATM-cum-Debit Card and tightly defined withdrawal rules.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: January 7, 2027.
Start with the ongoing account relationship, then price the access layer.
Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Customers who need a basic no-minimum-balance SBI account and do not need cheque-book access or frequent monthly withdrawals.
- The BSBDA withdrawal framework is separate from digital-payment treatment: current SBI material excludes non-ATM digital payments such as POS, NEFT, RTGS, UPI and IMPS from the withdrawal count.
- No cheque-book facility is available on the reviewed full-KYC BSBDA product.
- BSBDA ownership rules restrict holding another BSBD account and can require closure/conversion of other savings relationships under current terms.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
SBI Basic RuPay ATM-cum-Debit Card
SBI explicitly states that its full-KYC Basic Savings Bank Deposit Account is issued with a Basic RuPay ATM-cum-Debit Card free of cost and without annual maintenance charge.
The card fee treatment comes from the BSBDA relationship; account-level withdrawal rules remain controlling and current SBI material excludes non-ATM digital payments such as POS, NEFT, RTGS, UPI and IMPS from the BSBDA withdrawal count.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.