Compare Federal Bank Mastercard Celesta Contactless Debit Card and ICICI Bank Wealth Management Debit Card using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Federal Bank Celesta relationship customers who want high transaction limits and meaningful airport-lounge access.
ICICI Wealth Management customers who value high domestic transaction limits and can naturally satisfy the lounge qualification rules.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/federal-celesta-contactless-debit-card-vs-icici-wealth-management-debit-card/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
1 attached source. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | Federal Bank Mastercard Celesta Contactless Debit Card | ICICI Bank Wealth Management Debit Card |
|---|---|---|
| Cost / charges | Standard AMC follows the current Federal Bank card tariff; the reviewed page states AMC is exempted when annual ECOM/POS spend exceeds ₹2 lakh. | ₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee. |
| Linked account | Requires an eligible Celesta Savings Account relationship. | The card is tied to ICICI Wealth Management or qualifying salary/family relationships; programme eligibility can be met through stated relationship-value criteria rather than a card balance. |
| Core benefits | Contactless payments, 8 domestic lounge visits per year (two per quarter) and 4 international lounge visits per year under reviewed card terms. | Up to 2 domestic airport lounge accesses per quarter when current spend/programme criteria are met, reward points on eligible spends and lifestyle/retail offers. |
| Transaction limits | ₹1 lakh daily cash withdrawal and ₹6 lakh daily shopping limit; ₹7 lakh combined total shown on the reviewed page. | ₹1 lakh domestic ATM withdrawal and ₹7.5 lakh domestic purchase limit per day on the reviewed issuer page; international limits are lower and separately stated. |
| Eligibility | Resident account holders of eligible Celesta Savings Account schemes under current bank rules. | Issued within eligible ICICI Wealth Management, salary or family-banking relationships subject to current bank programme rules. |
| Account relationship | Premium debit card tied to the Federal Bank Celesta savings relationship. | Lounge eligibility can depend on ₹10,000 prior-quarter debit-card spend or qualifying Wealth relationship value; salary-family rules differ. |
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Reviewed September 9, 2026 · 1 attached first-party source
Reviewed September 9, 2026 · 2 attached first-party sources