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ICICI BankDebit card

ICICI Bank Wealth Management Debit Card

A relationship-led ICICI debit card with high domestic limits, reward points and up to two domestic lounge accesses per quarter under current spend or Wealth-program eligibility rules.

First-party evidencePublished researchReviewed September 9, 2026Active
Cost / charges₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee.
Linked accountThe card is tied to ICICI Wealth Management or qualifying salary/family relationships; programme eligibility can be met through stated relationship-value criteria rather than a card balance.
Transaction limits₹1 lakh domestic ATM withdrawal and ₹7.5 lakh domestic purchase limit per day on the reviewed issuer page; international limits are lower and separately stated.
Core benefitsUp to 2 domestic airport lounge accesses per quarter when current spend/programme criteria are met, reward points on eligible spends and lifestyle/retail offers.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / charges₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee.
02 · Linked accountThe card is tied to ICICI Wealth Management or qualifying salary/family relationships; programme eligibility can be met through stated relationship-value criteria rather than a card balance.
03 · Transaction limits₹1 lakh domestic ATM withdrawal and ₹7.5 lakh domestic purchase limit per day on the reviewed issuer page; international limits are lower and separately stated.
04 · Core benefitsUp to 2 domestic airport lounge accesses per quarter when current spend/programme criteria are met, reward points on eligible spends and lifestyle/retail offers.
Exact product-type evidence

Debit card evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Source-dated lounge entitlement

Current lounge access conditions

Status: Active · Reviewed September 11, 2026. Lounge access is an effective-dated relationship, not a permanent property of the card.

Domestic airportUp to 2 complimentary domestic airport lounge accesses per quarter for qualifying Wealth Management debit-card customers.
International airportNo international-airport lounge quota is stated on the reviewed Wealth Management Debit Card page.
Railway loungeNo railway-lounge entitlement is stated in the reviewed issuer material.
Visit quotaMaximum 2 domestic airport lounge visits per quarter when the applicable qualification is met.
QualificationFor relevant accounts opened on/after 1 August 2025: ₹10,000 quarterly debit-card spend OR qualifying Wealth relationship value of ₹50 lakh, or deposits + account balance of ₹10 lakh; salary-account holders must use the ₹10,000 spend test. Family Banking has separate relationship rules.
Network / programmeICICI debit-card domestic lounge programme.
Access methodEligible card at participating domestic lounges after ICICI eligibility calculation; access starts from the bank's published post-quarter cycle.
Guest / add-onThe reviewed page does not establish a general complimentary guest entitlement.
Beyond allowanceOnly the qualified two-visit quarterly allowance is treated as complimentary.
Effective state2025-08-01 qualification state
Scope checks
  • Salary, individual Wealth and Family Banking customers can have different qualification logic.
  • Meeting a relationship-value alternative does not create an international lounge benefit that the card page does not publish.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / charges₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee.
Linked accountThe card is tied to ICICI Wealth Management or qualifying salary/family relationships; programme eligibility can be met through stated relationship-value criteria rather than a card balance.
Core benefitsUp to 2 domestic airport lounge accesses per quarter when current spend/programme criteria are met, reward points on eligible spends and lifestyle/retail offers.
Transaction limits₹1 lakh domestic ATM withdrawal and ₹7.5 lakh domestic purchase limit per day on the reviewed issuer page; international limits are lower and separately stated.
EligibilityIssued within eligible ICICI Wealth Management, salary or family-banking relationships subject to current bank programme rules.
Account relationshipLounge eligibility can depend on ₹10,000 prior-quarter debit-card spend or qualifying Wealth relationship value; salary-family rules differ.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

ICICI Wealth Management customers who value high domestic transaction limits and can naturally satisfy the lounge qualification rules.

Verify before relying
  • Lounge access is not unconditional; spend or programme criteria apply.
  • The annual fee wording is tied to new-account dates and should be rechecked if the relationship predates August 2025.
  • High limits are not a reason to keep more money accessible than needed; card controls should match actual risk tolerance.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Provided with Wealth programme

ICICI Bank Wealth Management Savings Account

ICICI Bank's Wealth Management savings material and FAQ explicitly connect the Wealth programme with the Wealth/Master World Debit Card; family members are provided cards under current programme rules.

The Wealth relationship thresholds and current card fee/lounges rules must continue to be met; this is not a generic card entitlement for ordinary ICICI savings accounts.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.