ICICI Bank Fixed Deposit
ICICI Bank's retail fixed-deposit proposition with a first-party rate table effective 18 June 2026, tenure-based senior-citizen premiums and callable/premature-withdrawal treatment.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 9, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Fixed deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 3 years | 6.45% | 6.95% |
| 4 years | 6.50% | 7.10% |
| 6 years | 6.50% | 7.00% |
Rate basis: ICICI callable retail FD schedule below ₹3 crore effective 18 June 2026. · Effective/reference date: June 18, 2026
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
ICICI callable retail FD schedule below ₹3 crore effective 18 June 2026.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Savers who want a large private-bank FD and prefer comparing current effective yields and tenure-specific rates immediately before booking.
- Rate tables can change with little notice; use the effective-date page at the time of booking.
- Senior-citizen rates and NRI rules are not interchangeable.
- Effective yield and nominal annual interest rate are different measures.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
ICICI Bank Coral Credit Card
ICICI Bank explicitly offers Coral Credit Card as one of two card variants available against an eligible ICICI Bank fixed deposit.
The current FD-card route requires at least ₹50,000, minimum 180-day tenure and auto-renewal; a maximum of one secured card is allowed and the FD is lien-marked while linked.Verify relationship at bank ↗ICICI Bank Platinum Chip Credit Card
ICICI Bank currently lists the Instant Platinum Credit Card as one of the card variants available against an eligible ICICI fixed deposit.
The current secured-card route requires an eligible FD of at least ₹50,000, minimum 180-day tenure and auto-renewal; the secured issuance terms override any unsecured eligibility assumptions on the general card profile.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.