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ICICI BankCurrent account

ICICI Bank Select Banking for Business

A relationship-led ICICI business current-account programme combining current-account operations, trade tools and premium business servicing with multiple qualification routes.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Required balanceQualification can be based on relationship value rather than one fixed balance; the current programme publishes multiple entry/maintenance routes.
Balance / account costProgramme eligibility can be met through ₹25 lakh relationship value, ₹2 lakh deposits plus account balance, or $25,000 monthly trade transactions; reviewed terms state a ₹50,000 QAB/non-maintenance reference when programme maintenance criteria are not met.
Cash / transaction allowancesTrade, merchant and transaction limits depend on the linked current-account/product schedule; the programme is not equivalent to an unlimited transaction account.
Ongoing account conditionProgramme status depends on maintaining qualifying relationship/deposit/trade criteria, so the value can change if the business relationship falls below the required level.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Required balanceQualification can be based on relationship value rather than one fixed balance; the current programme publishes multiple entry/maintenance routes.
02 · Balance / account costProgramme eligibility can be met through ₹25 lakh relationship value, ₹2 lakh deposits plus account balance, or $25,000 monthly trade transactions; reviewed terms state a ₹50,000 QAB/non-maintenance reference when programme maintenance criteria are not met.
03 · Cash / transaction allowancesTrade, merchant and transaction limits depend on the linked current-account/product schedule; the programme is not equivalent to an unlimited transaction account.
04 · Ongoing account conditionProgramme status depends on maintaining qualifying relationship/deposit/trade criteria, so the value can change if the business relationship falls below the required level.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Balance / account costProgramme eligibility can be met through ₹25 lakh relationship value, ₹2 lakh deposits plus account balance, or $25,000 monthly trade transactions; reviewed terms state a ₹50,000 QAB/non-maintenance reference when programme maintenance criteria are not met.
Required balanceQualification can be based on relationship value rather than one fixed balance; the current programme publishes multiple entry/maintenance routes.
Business banking benefitsInstaBIZ and Trade Online, unified linked-account view, import/export tools, merchant solutions and higher-limit business debit-card access.
Cash / transaction allowancesTrade, merchant and transaction limits depend on the linked current-account/product schedule; the programme is not equivalent to an unlimited transaction account.
Eligible business entitiesEligible ICICI Bank business customers who satisfy at least one published programme criterion and current-account KYC requirements.
Ongoing account conditionProgramme status depends on maintaining qualifying relationship/deposit/trade criteria, so the value can change if the business relationship falls below the required level.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Established businesses that can meet relationship-value, deposit/balance or trade-volume thresholds and want integrated trade and digital-business banking rather than only a basic transaction account.

Verify before relying
  • This is a relationship programme layered on business current-account banking, not a simple low-balance account.
  • Eligibility can be met in different ways, so compare the criterion your business can actually sustain.
  • Underlying current-account service charges still matter.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.icici.bank.in
Open source ↗02
Additional first-party evidencewww.icici.bank.in
Open source ↗03
Additional first-party evidencewww.icici.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.