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ICICI BankSalary account

ICICI Bank Regular Salary Account

A no-minimum-balance ICICI salary account with a Titanium/Platinum Debit Card, online transfer fee waivers and ICICI ATM access.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Salary / balance conditionNo minimum balance requirement under the reviewed account proposition.
Cost / chargesNo minimum-balance requirement under the reviewed Regular Salary Account FAQs; other service/debit-card charges remain subject to current salary-account terms.
Limits / allowancesCard/transaction limits depend on the debit-card variant and current account schedule.
Ongoing salary ruleSalary-credit relationship; exact employer/corporate eligibility should be confirmed during opening.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

1 first-party source
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Salary / balance conditionNo minimum balance requirement under the reviewed account proposition.
02 · Cost / chargesNo minimum-balance requirement under the reviewed Regular Salary Account FAQs; other service/debit-card charges remain subject to current salary-account terms.
03 · Limits / allowancesCard/transaction limits depend on the debit-card variant and current account schedule.
04 · Ongoing salary ruleSalary-credit relationship; exact employer/corporate eligibility should be confirmed during opening.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesNo minimum-balance requirement under the reviewed Regular Salary Account FAQs; other service/debit-card charges remain subject to current salary-account terms.
Salary / balance conditionNo minimum balance requirement under the reviewed account proposition.
Core benefitsTitanium/Platinum Debit Card and chequebook, online NEFT/RTGS charge waiver and unlimited transactions at ICICI Bank ATMs under reviewed FAQs.
Limits / allowancesCard/transaction limits depend on the debit-card variant and current account schedule.
Employer / salary eligibilitySubject to ICICI Bank salary-account employer and KYC requirements.
Ongoing salary ruleSalary-credit relationship; exact employer/corporate eligibility should be confirmed during opening.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Salaried customers whose employer relationship supports ICICI's Regular Salary Account and who value straightforward zero-balance banking.

Verify before relying
  • The bundled debit-card variant can differ.
  • Insurance and other salary-linked benefits depend on qualifying salary credits/current terms.
  • This salary account is separate from the post-August-2025 mainstream savings-account balance regime.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Available debit-card option

ICICI Bank Platinum Debit Card

ICICI Bank states that the Regular Salary Account comes with a Titanium or Platinum Debit Card; the researched Platinum Debit Card is therefore one documented card option.

The bank may issue Titanium or Platinum depending on the account/card proposition; this edge does not claim Platinum is guaranteed for every account.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.icici.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.