Salary Accounts in India

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15of 15 profiles shown

AU Small Finance BankSalary account

AU Small Finance Bank Platinum Salary Account

A zero-balance AU salary account for qualifying employees, bundled with a lifetime-free AU Platinum Debit Card and salary-programme privileges.

First-party checked3 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance while the qualifying salary relationship continues.

Best fitEmployees earning more than ₹30,000 net monthly salary at an organisation with an AU Small Finance Bank salary relationship.

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AU Small Finance BankSalary account

AU Small Finance Bank Royale Salary Account

AU's premium salary/family-banking programme for ₹1 lakh+ monthly salary relationships, with a Royale Debit Card, lounge/movie privileges and alternative family-level qualification routes.

First-party checked3 bank sourcesReviewed September 9, 2026

Balance ruleQualify through net salary credit of ₹1 lakh+ per month, or family-level AMB of ₹1 lakh, or family-level FD of ₹20 lakh with qualifying tenure under reviewed terms.

Best fitSenior-management/high-salary customers at empanelled employers who can meet the ₹1 lakh salary threshold or alternative family-level balance/FD criteria and use premium travel/lifestyle benefits.

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Axis BankSalary account

Axis Bank Easy Access Salary Account

A zero-balance Axis salary account with digital banking, free online NEFT and basic account-service inclusions under the reviewed Most Important Document.

First-party checked2 bank sourcesReviewed September 11, 2026

Balance ruleNil balance requirement under the reviewed Easy Access Salary Account tariff.

Best fitEmployees whose employer is eligible for Axis salary banking and who want a simple zero-balance salary relationship.

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Axis BankSalary account

Axis Bank Prestige Salary Account

A zero-balance Axis salary tier for qualifying salaried customers, with a complimentary Prestige Debit Card, enhanced transaction limits and Prestige relationship benefits.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNil balance requirement while the salary programme remains qualifying; the reviewed terms reference ₹75,000 Prestige Savings AMB as the fallback relationship benchmark when salary credits stop.

Best fitSalaried customers in the Prestige income band who can keep salary credits active and want a premium debit-card/account relationship below the Priority tier.

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Axis BankSalary account

Axis Bank Priority Salary Account

A premium Axis Bank salary account with Priority banking access, a Priority Platinum Debit Card, family banking and higher daily transaction limits.

First-party checked1 bank sourceReviewed September 9, 2026

Balance ruleSalary-account treatment applies while regular qualifying salary credits continue; normal savings-account AMB requirements apply after loss of salary status under the reviewed terms.

Best fitEligible salaried customers who value relationship-manager support, family banking and higher debit-card limits.

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Federal BankSalary account

Federal Bank FedSalary Account

A zero-balance Federal Bank salary account with a complimentary Mastercard Crown Debit Card, digital banking and current insurance benefits.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance while qualifying salary credits continue.

Best fitSalaried customers meeting the current ₹15,000 net salary threshold who want a simple zero-balance salary relationship.

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HDFC BankSalary account

HDFC Bank Classic Salary Account

A higher-tier HDFC Bank zero-balance salary account bundled with a Millennia Debit Card, lounge access and additional insurance and banking privileges.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance while the qualifying salary relationship continues. The reviewed page states that after 3 months without salary credit, the account can be converted to a Savings Account with applicable requirements and charges.

Best fitEmployees in eligible HDFC Bank corporate salary programmes who want stronger debit-card and travel benefits than the regular salary tier.

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HDFC BankSalary account

HDFC Bank Regular Salary Account

A zero-balance HDFC Bank salary account for employees of participating corporates, bundled with a MoneyBack Debit Card and digital banking access.

First-party checked3 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance or initial deposit under the reviewed salary-account proposition while qualifying salary credits continue.

Best fitEmployees earning at least the reviewed salary threshold whose employer has an HDFC Bank salary-account relationship.

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ICICI BankSalary account

ICICI Bank Regular Salary Account

A no-minimum-balance ICICI salary account with a Titanium/Platinum Debit Card, online transfer fee waivers and ICICI ATM access.

First-party checked1 bank sourceReviewed September 9, 2026

Balance ruleNo minimum balance requirement under the reviewed account proposition.

Best fitSalaried customers whose employer relationship supports ICICI's Regular Salary Account and who value straightforward zero-balance banking.

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IDFC FIRST BankSalary account

IDFC FIRST Bank Platinum Plus Salary Account

IDFC FIRST Bank's higher salary tier with zero-fee salary banking, a free Visa Platinum Debit Card and high ATM/POS limits.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleMinimum net monthly salary credit of ₹50,000 for Platinum Plus. The current fee schedule states the salary account converts to a savings account after 4 consecutive months without the required salary credit.

Best fitEmployees with at least ₹50,000 net monthly salary credit who want a low-fee salary relationship and higher transaction limits.

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IDFC FIRST BankSalary account

IDFC FIRST Classic Plus Salary Account

A zero-balance IDFC FIRST salary account with free common banking services and a Visa debit card, but with a first-party discrepancy in the currently published salary threshold.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance while qualifying salary credits continue. If salary stops for four consecutive months, the bank states the account can convert to a savings account with the applicable AMB.

Best fitSalaried customers who want IDFC FIRST's zero-fee salary banking and can confirm the current Classic Plus salary-credit threshold at onboarding.

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IndusInd BankSalary account

IndusInd Bank Indus Comfort Select Salary Account

A premium zero-balance IndusInd salary relationship with Select debit-card privileges, lounge access, family accounts and discounted cross-currency markup.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance while qualifying salary credits continue under the Comfort Select salary relationship.

Best fitEligible employees who can route salary to IndusInd and will use the Select debit-card and family-banking privileges.

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Kotak Mahindra BankSalary account

Kotak Everyday Salary Account

Kotak's Everyday Account for salaried professionals, positioned as a zero-balance salary relationship subject to qualifying monthly salary credits.

First-party checked3 bank sourcesReviewed September 9, 2026

Balance ruleZero-balance treatment subject to regular monthly salary credits under Kotak's salary-account proposition.

Best fitEmployees whose organisation supports Kotak salary banking and who want the Everyday salary/debit-card proposition.

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State Bank of IndiaSalary account

SBI Salary Package Accounts

SBI's salary-account family spans corporate/institutional, central and state government, railways, defence, police and other employer-profile packages.

First-party checked1 bank sourceReviewed September 9, 2026

Balance ruleBalance treatment varies by selected salary package; many package variants publish zero-balance treatment, but the generic family page should not be read as proving every variant's terms.

Best fitSalaried customers whose employer profile qualifies for one of SBI's sector-specific salary packages.

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YES BANKSalary account

YES BANK Smart Salary Exclusive Account

A zero-balance YES BANK salary account with a free Engage/Bold Debit Card and current digital/payment benefits under the Smart Salary programme.

First-party checked2 bank sourcesReviewed September 9, 2026

Balance ruleNo minimum balance requirement while the account remains in the qualifying Smart Salary Exclusive relationship.

Best fitEmployees in eligible YES BANK corporate salary relationships who want a no-AMB account with a bundled debit card.

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How to compare

Check the terms that can change the decision.

Category membership alone does not make products interchangeable. Recheck the bank's current controlling agreement, tariff or effective-rate table before acting.

Salary threshold

Identify the minimum qualifying salary and whether the employer must already have a banking relationship with the bank.

What happens if salary stops

Many salary accounts convert to a normal savings account after several months, changing balance requirements and charges.

Bundled debit card

Compare the exact debit-card variant, its annual fee, limits, lounge rules and insurance rather than assuming all salary tiers are equal.

Corporate-specific benefits

Employer-negotiated variants can differ from the public product page, so the account-opening agreement remains controlling.

Maintained comparisons

Head-to-head research where the trade-off is meaningful.

Pairs are curated rather than generated automatically. Each product retains its own conditions, dates and evidence.

HDFC BankHDFC Bank Regular Salary AccountState Bank of IndiaSBI Salary Package AccountsOpen comparison

Latest recorded review September 9, 2026Maintained pair Source-backed

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