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Axis BankSalary account

Axis Bank Prestige Salary Account

A zero-balance Axis salary tier for qualifying salaried customers, with a complimentary Prestige Debit Card, enhanced transaction limits and Prestige relationship benefits.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Salary / balance conditionNil balance requirement while the salary programme remains qualifying; the reviewed terms reference ₹75,000 Prestige Savings AMB as the fallback relationship benchmark when salary credits stop.
Cost / chargesZero-balance while the qualifying salary relationship remains active. The reviewed MID states customers of 4-month vintage who miss salary credits for 2 consecutive calendar months and do not maintain the Prestige Savings AMB can be charged ₹100 per month.
Limits / allowancesReviewed Prestige material states debit-card ATM withdrawals up to ₹1 lakh daily and shopping/POS limit up to ₹5 lakh daily; current card controls can be set lower.
Ongoing salary ruleThe current Prestige Salary MID explicitly lists the Prestige Debit Card with nil issuance and annual fees.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Salary / balance conditionNil balance requirement while the salary programme remains qualifying; the reviewed terms reference ₹75,000 Prestige Savings AMB as the fallback relationship benchmark when salary credits stop.
02 · Cost / chargesZero-balance while the qualifying salary relationship remains active. The reviewed MID states customers of 4-month vintage who miss salary credits for 2 consecutive calendar months and do not maintain the Prestige Savings AMB can be charged ₹100 per month.
03 · Limits / allowancesReviewed Prestige material states debit-card ATM withdrawals up to ₹1 lakh daily and shopping/POS limit up to ₹5 lakh daily; current card controls can be set lower.
04 · Ongoing salary ruleThe current Prestige Salary MID explicitly lists the Prestige Debit Card with nil issuance and annual fees.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesZero-balance while the qualifying salary relationship remains active. The reviewed MID states customers of 4-month vintage who miss salary credits for 2 consecutive calendar months and do not maintain the Prestige Savings AMB can be charged ₹100 per month.
Salary / balance conditionNil balance requirement while the salary programme remains qualifying; the reviewed terms reference ₹75,000 Prestige Savings AMB as the fallback relationship benchmark when salary credits stop.
Core benefitsComplimentary Prestige Debit Card, free NEFT/RTGS, enhanced cash-transaction allowances, internet/mobile banking and Prestige lifestyle benefits under current terms.
Limits / allowancesReviewed Prestige material states debit-card ATM withdrawals up to ₹1 lakh daily and shopping/POS limit up to ₹5 lakh daily; current card controls can be set lower.
Employer / salary eligibilityAxis Prestige Salary programme; reviewed 2025 product material states net monthly salary credit of ₹50,000 to ₹1,00,000, subject to employer tie-up, KYC and current programme rules.
Ongoing salary ruleThe current Prestige Salary MID explicitly lists the Prestige Debit Card with nil issuance and annual fees.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Salaried customers in the Prestige income band who can keep salary credits active and want a premium debit-card/account relationship below the Priority tier.

Verify before relying
  • Prestige treatment depends on continuing salary-programme eligibility.
  • Salary bands and programme migration rules can change; verify the current Axis corporate offer.
  • Debit-card lifestyle/lounges have separate terms and should not be valued as unconditional cash benefits.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Complimentary Prestige debit card

Axis Bank Prestige Debit Card

Axis Bank's current Prestige Salary MID lists the Prestige Debit Card with nil issuance and annual fees for the Prestige Salary relationship.

The card fee treatment depends on the qualifying Prestige salary relationship; current programme migration and card-benefit terms remain controlling.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.axisbank.com
Open source ↗02
Additional first-party evidencewww.axisbank.com
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.