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ICICI BankDebit card

ICICI Bank Platinum Debit Card

A mainstream ICICI Bank debit card with a published ₹300 annual fee, reward points on eligible domestic/international spend and relatively high ATM limits.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / charges₹300 + GST annual fee and ₹300 + GST replacement fee on the reviewed product page.
Linked accountRequires an eligible linked ICICI Bank account; balance requirements belong to the linked account.
Transaction limitsReviewed product page lists ₹50,000 domestic and ₹1 lakh international ATM withdrawal transaction limits.
Core benefits1 reward point per ₹200 domestic spend and 2 per ₹200 international spend under the reviewed proposition, plus qualifying fuel-surcharge treatment.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / charges₹300 + GST annual fee and ₹300 + GST replacement fee on the reviewed product page.
02 · Linked accountRequires an eligible linked ICICI Bank account; balance requirements belong to the linked account.
03 · Transaction limitsReviewed product page lists ₹50,000 domestic and ₹1 lakh international ATM withdrawal transaction limits.
04 · Core benefits1 reward point per ₹200 domestic spend and 2 per ₹200 international spend under the reviewed proposition, plus qualifying fuel-surcharge treatment.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / charges₹300 + GST annual fee and ₹300 + GST replacement fee on the reviewed product page.
Linked accountRequires an eligible linked ICICI Bank account; balance requirements belong to the linked account.
Core benefits1 reward point per ₹200 domestic spend and 2 per ₹200 international spend under the reviewed proposition, plus qualifying fuel-surcharge treatment.
Transaction limitsReviewed product page lists ₹50,000 domestic and ₹1 lakh international ATM withdrawal transaction limits.
EligibilitySubject to ICICI Bank debit-card/account eligibility and current issuance rules.
Account relationshipLinked ICICI Bank account required.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

ICICI Bank customers who want a general-purpose debit card with published rewards and clear fee/limit disclosures.

Verify before relying
  • Reward value depends on redemption and exclusions.
  • International card use can attract forex/DCC and ATM charges beyond the annual fee.
  • The linked account's own fees and balance requirements remain separate.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Available with salary account

ICICI Bank Regular Salary Account

ICICI Bank states that the Regular Salary Account comes with a Titanium or Platinum Debit Card; the researched Platinum Debit Card is therefore one documented card option.

The bank may issue Titanium or Platinum depending on the account/card proposition; this edge does not claim Platinum is guaranteed for every account.Verify relationship at bank ↗
Programme-linked Select card context

ICICI Bank Select Banking Savings Account

ICICI Bank's current Platinum Debit Card terms explicitly define lounge eligibility for customers enrolled in the Select Banking Programme with qualifying Savings Accounts.

The source proves a Select-programme relationship to the Platinum Debit Card benefits, but it does not say every Select customer is automatically issued Platinum; card issuance remains bank-controlled.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.icici.bank.in
Open source ↗02
Additional first-party evidencewww.icici.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.