Compare HDFC Bank Platinum Debit Card and ICICI Bank Wealth Management Debit Card using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Existing eligible HDFC Bank account holders who want higher debit-card limits and can naturally satisfy the lounge-spend condition.
ICICI Wealth Management customers who value high domestic transaction limits and can naturally satisfy the lounge qualification rules.
bankingreference.info · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://bankingreference.info/compare-banking/hdfc-platinum-debit-card-vs-icici-wealth-management-debit-card/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
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Source review: September 9, 2026
Maintenance: Within the scheduled review window
3 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | HDFC Bank Platinum Debit Card | ICICI Bank Wealth Management Debit Card |
|---|---|---|
| Cost / charges | ₹850 + applicable taxes annual fee; ₹200 + applicable taxes replacement fee; reviewed fee page states 3.5% cross-currency markup. | ₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee. |
| Linked account | Requires an eligible linked HDFC Bank account; the card itself has no separate balance requirement. | The card is tied to ICICI Wealth Management or qualifying salary/family relationships; programme eligibility can be met through stated relationship-value criteria rather than a card balance. |
| Core benefits | 2 complimentary domestic lounge visits per calendar quarter at select airports when the current ₹10,000 calendar-quarter spend condition is met; cashback and network offers also apply under current terms. | Up to 2 domestic airport lounge accesses per quarter when current spend/programme criteria are met, reward points on eligible spends and lifestyle/retail offers. |
| Transaction limits | Reviewed issuer material lists ₹1 lakh daily domestic ATM withdrawal and ₹5 lakh daily domestic shopping limits. | ₹1 lakh domestic ATM withdrawal and ₹7.5 lakh domestic purchase limit per day on the reviewed issuer page; international limits are lower and separately stated. |
| Eligibility | Resident Indian holders of eligible HDFC Bank Savings, Current, SuperSaver, LAS or Salary accounts; issuance remains subject to bank eligibility and processing. | Issued within eligible ICICI Wealth Management, salary or family-banking relationships subject to current bank programme rules. |
| Account relationship | Linked HDFC Bank deposit/account relationship required. | Lounge eligibility can depend on ₹10,000 prior-quarter debit-card spend or qualifying Wealth relationship value; salary-family rules differ. |
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Reviewed September 9, 2026 · 3 attached first-party sources
Reviewed September 9, 2026 · 2 attached first-party sources