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ICICI BankSavings account

ICICI Bank Wealth Management Savings Account

ICICI Bank's Wealth Management savings relationship for customers meeting high relationship-value or deposit/balance thresholds, with dedicated relationship support and Wealth Management debit-card access.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Balance / relationshipProgramme eligibility can be met by relationship value of ₹50 lakh or deposits + account balance of ₹10 lakh; the reviewed page also lists ₹3 lakh net monthly salary credit as a qualifying salary route.
Cost / chargesReviewed Wealth page states a ₹15,000 monthly average balance applies if programme eligibility is not met; non-maintenance charge is 6% of shortfall or ₹500, whichever is lower, under the current savings-account structure.
Limits / allowancesDebit-card transaction limits are governed by the linked Wealth Management Debit Card; current card page lists ₹1 lakh domestic ATM and ₹7.5 lakh domestic purchase limits.
Ongoing relationship ruleICICI's Wealth page and FAQ state Wealth customers/family members are provided with the Master World / Wealth Management Debit Card relationship.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipProgramme eligibility can be met by relationship value of ₹50 lakh or deposits + account balance of ₹10 lakh; the reviewed page also lists ₹3 lakh net monthly salary credit as a qualifying salary route.
02 · Cost / chargesReviewed Wealth page states a ₹15,000 monthly average balance applies if programme eligibility is not met; non-maintenance charge is 6% of shortfall or ₹500, whichever is lower, under the current savings-account structure.
03 · Limits / allowancesDebit-card transaction limits are governed by the linked Wealth Management Debit Card; current card page lists ₹1 lakh domestic ATM and ₹7.5 lakh domestic purchase limits.
04 · Ongoing relationship ruleICICI's Wealth page and FAQ state Wealth customers/family members are provided with the Master World / Wealth Management Debit Card relationship.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesReviewed Wealth page states a ₹15,000 monthly average balance applies if programme eligibility is not met; non-maintenance charge is 6% of shortfall or ₹500, whichever is lower, under the current savings-account structure.
Balance / relationshipProgramme eligibility can be met by relationship value of ₹50 lakh or deposits + account balance of ₹10 lakh; the reviewed page also lists ₹3 lakh net monthly salary credit as a qualifying salary route.
Core benefitsDedicated relationship team, investment support, consolidated portfolio view, family banking and premium card benefits including the Wealth Management debit-card proposition.
Limits / allowancesDebit-card transaction limits are governed by the linked Wealth Management Debit Card; current card page lists ₹1 lakh domestic ATM and ₹7.5 lakh domestic purchase limits.
EligibilityMeet at least one current Wealth Management programme criterion plus ICICI Bank KYC/account-opening rules.
Ongoing relationship ruleICICI's Wealth page and FAQ state Wealth customers/family members are provided with the Master World / Wealth Management Debit Card relationship.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Customers who already maintain a large ICICI relationship and can use dedicated relationship management, family banking and premium debit-card privileges.

Verify before relying
  • Wealth Management is a relationship programme, not merely a ₹15,000-balance savings account.
  • If programme thresholds are not met for the bank's review period, the account can be reclassified.
  • Lounge access on the linked debit card remains subject to quarterly spend or programme-eligibility conditions.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Wealth Management debit card

ICICI Bank Wealth Management Debit Card

ICICI Bank's Wealth Management savings material and FAQ explicitly connect the Wealth programme with the Wealth/Master World Debit Card; family members are provided cards under current programme rules.

The Wealth relationship thresholds and current card fee/lounges rules must continue to be met; this is not a generic card entitlement for ordinary ICICI savings accounts.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.icici.bank.in
Open source ↗02
Additional first-party evidencewww.icici.bank.in
Open source ↗03
Additional first-party evidencewww.icici.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.