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Private sector bank · issuer dossier

Kotak Mahindra Bank credit-card research

Research Kotak Mahindra Bank credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
9active profiles
1published non-active
17decision categories represented
0tracked records held
8maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

10

Published profiles

9 active · 1 published non-active.

10

Tracked records

Includes evidence-gated records that may remain unpublished.

39

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 9, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Exact published cards

Inspect 10 Kotak Mahindra Bank profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Invite Only · card dossier

Kotak Solitaire Credit Card

An invite-only relationship credit card combining zero forex markup, unlimited global lounge access and travel-focused Air Miles without a standard annual fee for eligible Solitaire customers.

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Annual feeReviewed Kotak Solitaire launch states no annual fee for eligible Solitaire customers
Rewards10 Air Miles per ₹100 on eligible travel bookings through Kotak Unbox on the reviewed issuer listing
LoungeUnlimited global airport lounge access for primary and add-on card members on the reviewed issuer listing
Forex0% foreign-currency transaction markup under the reviewed Kotak MITC
4 first-party sourcesReviewed September 9, 2026Best use: Affluent Kotak customers already eligible for Solitaire who travel internationally and can use unlimited lounge access and zero forex markup.
Active · card dossier

Kotak White Reserve Credit Card

A super-premium Kotak card with a ₹12,500 annual fee, ₹10 lakh fee-waiver threshold, 2% forex markup and unlimited global lounge access.

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Annual fee₹12,500 + applicable taxes
RewardsWhite Pass value can scale with eligible annual spend; the reviewed Kotak listing advertises value up to ₹2.5 lakh annually
LoungeUnlimited global airport lounge access for primary and add-on cardholders on the reviewed issuer listing
Forex2% foreign-currency transaction markup under the reviewed KFS/MITC
4 first-party sourcesReviewed September 9, 2026Best use: Very high-spend premium travelers who can naturally clear the fee threshold and use lounge, concierge and milestone value.
Active · card dossier

Kotak Air+ Credit Card

A ₹3,000 travel card with Air Miles, six annual lounge visits and a 2% forex markup, but no spend-based annual-fee waiver in the reviewed KFS.

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Annual fee₹3,000 + applicable taxes
Rewards2,500 Air Miles as welcome/renewal benefit; 5 Air Miles per ₹100 on eligible Kotak Unbox travel bookings and 2 Air Miles per ₹100 on other eligible purchases
Lounge2 complimentary international and 4 domestic airport lounge visits annually on the reviewed product listing
Forex2% foreign-currency transaction markup under the reviewed KFS
4 first-party sourcesReviewed September 9, 2026Best use: Travelers who prefer a simple air-mile currency, can use the six annual lounge visits and spend enough to justify a non-waivable ₹3,000 fee.
Active · card dossier

Kotak Cashback+ Credit Card

A ₹750 cashback card offering 5% on selected online categories, 3% on eligible fuel and 0.5% on other eligible spends, with a ₹500 billing-cycle cap on accelerated cashback.

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Annual fee₹750 + applicable taxes
Rewards5% cashback on eligible online food delivery, grocery and entertainment; 3% on eligible fuel; 0.5% on other eligible spends. Accelerated cashback is capped at ₹500 per billing cycle under the reviewed T&Cs
LoungeNot positioned as a lounge-led card in the reviewed issuer material
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
4 first-party sourcesReviewed September 9, 2026Best use: Moderate spenders whose online grocery, food-delivery, entertainment and fuel spending fits comfortably inside the accelerated cashback cap.
Active · card dossier

IndianOil Kotak Credit Card

A low-fee fuel card centered on IndianOil with a ₹449 annual fee, ₹50,000 waiver threshold and additional grocery/dining reward value.

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Annual fee₹449 + applicable taxes
RewardsReviewed Kotak listing advertises 5% value on eligible IndianOil fuel spends and 2% back as reward points on eligible grocery and dining spends
LoungeNot positioned as a lounge-led card in the reviewed issuer listing
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
3 first-party sourcesReviewed September 9, 2026Best use: Drivers who consistently refuel at IndianOil and can use grocery/dining rewards while keeping annual spend above the modest fee-waiver threshold.
Active · card dossier

Kotak League Platinum Credit Card

A mainstream ₹499 rewards card with a relatively low ₹50,000 annual fee-waiver threshold and milestone rewards tied to six-month spending.

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Annual fee₹499 + applicable taxes
RewardsUp to 8 reward points per ₹150 on eligible spends; reviewed listing also offers a half-year milestone choice of PVR tickets or reward points at the published spend threshold
LoungeNot treated as a core lounge card in the current product listing
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup
3 first-party sourcesReviewed September 9, 2026Best use: Entry-level reward seekers who can comfortably cross ₹50,000 annual spend and value the card's milestone entertainment/reward options.
Active · card dossier

Kotak 811 #DreamDifferent Credit Card

A secured Kotak credit card backed by a term deposit, with no annual fee, a conditional joining fee and a 2% forex markup in the reviewed MITC.

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Annual feeNil under the reviewed KFS
RewardsCurrent issuer material lists online-spend reward acceleration plus other eligible-spend rewards; exact promotional earn presentation can vary by offer
LoungeNot positioned as a lounge-led card
Forex2% foreign-currency transaction markup under the reviewed Kotak MITC
4 first-party sourcesReviewed September 9, 2026Best use: People building credit through a secured card who want no annual fee and a lower-than-standard Kotak forex markup.
Active · card dossier

Kotak UPI RuPay Credit Card

A virtual lifetime-free RuPay credit card built around UPI merchant payments and basic rewards, with no joining or annual fee in the reviewed KFS.

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Annual feeNil / not applicable under the reviewed KFS
RewardsReviewed Kotak listing advertises 3 reward points per ₹100 on eligible spends, with RuPay credit-card UPI merchant payments supported
LoungeNo core lounge benefit highlighted in the reviewed issuer material
Forex3.5% foreign-currency transaction markup under the reviewed KFS
3 first-party sourcesReviewed September 9, 2026Best use: Users who want a no-annual-fee virtual RuPay card primarily for UPI merchant payments rather than travel benefits.
Active · card dossier

IndiGo Kotak Credit Card

A ₹1,500 IndiGo co-brand card that converts everyday spend into BluChips, with accelerated IndiGo, dining and entertainment earn plus milestone vouchers.

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Annual fee₹1,500 + applicable taxes
RewardsKotak currently advertises up to 19 IndiGo BluChips per ₹100 on IndiGo bookings; issuer T&Cs separately show card-level earn of 3% on IndiGo bookings, 2% on dining/entertainment and 1% on other eligible spends, plus milestone vouchers
LoungeNot treated as a core lounge card in the reviewed current product material
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup
5 first-party sourcesReviewed September 9, 2026Best use: Regular IndiGo flyers who can use BluChips and naturally reach the card's travel milestones without overspending.
Active · card dossier

IndiGo Kotak XL Credit Card

The higher-tier IndiGo Kotak card, charging ₹3,000 annually in exchange for stronger card-level BluChip earn and larger milestone vouchers.

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Annual fee₹3,000 + applicable taxes
RewardsKotak currently advertises up to 21 IndiGo BluChips per ₹100 on IndiGo bookings; issuer T&Cs separately show card-level earn of 5% on IndiGo bookings, 3% on dining/entertainment and 2% on other eligible spends, plus higher milestone vouchers
LoungeNot treated as a core lounge card in the reviewed current co-brand material; verify any separate travel privilege before relying on it
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup
5 first-party sourcesReviewed September 9, 2026Best use: Frequent IndiGo flyers with enough annual spend to benefit from the higher BluChip earn and milestone ladder.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.