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Cards with accelerated value on online purchases or named ecommerce merchants. The right comparison still depends on fees, caps, exclusions, qualification rules and how you actually use the card.
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Issuer coverage
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01Issuer dossierYES BANK5 cards in this category
02Issuer dossierSBI Card3 cards in this category
03Issuer dossierKotak Mahindra Bank2 cards in this category
04Issuer dossierHDFC Bank1 card in this category
05Issuer dossierICICI Bank1 card in this category
06Issuer dossierPunjab National Bank1 card in this category
07Issuer dossierBank of Baroda / BOBCARD1 card in this category
08Issuer dossierStandard Chartered India1 card in this category
Published card research
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15of 15 published records visible
SBI Card · Active
Open dossier CASHBACK SBI Card
A straightforward online-spend cashback card with a published 5% online and 1% offline structure, subject to exclusions and statement-cycle caps.
Annual fee₹999 + taxes
Rewards5% cashback on eligible online spends; 1% on eligible offline spends
LoungeNo core lounge benefit highlighted on the reviewed product page
Forex3.50% foreign-currency transaction fee; the current SBI Card MITC also lists a 3.50% DCC fee for qualifying INR-denominated international or overseas-registered-merchant transactions.
Best usePeople whose eligible spend is primarily online and who can use the cashback caps efficiently.
2 first-party sourcesReviewed September 11, 2026
SBI Card · Active
Open dossier SimplyCLICK SBI Card
An entry-level online-shopping card built around accelerated reward points and milestone e-vouchers.
Annual fee₹499 + taxes
Rewards5X reward points on online spends and 10X with selected online partners on the reviewed SBI listing
LoungeNot positioned as a lounge-led card
Forex3.50% foreign-currency transaction fee; the current SBI Card MITC also lists a 3.50% DCC fee for qualifying INR-denominated international or overseas-registered-merchant transactions.
Best useEntry-level online shoppers who prefer reward points and modest annual fee.
2 first-party sourcesReviewed September 11, 2026
SBI Card · Active
Open dossier Flipkart SBI Card
A merchant-led cashback card for Flipkart ecosystem shoppers, with additional travel value through Cleartrip.
Annual fee₹500 + applicable taxes from the second year.
RewardsCurrent issuer material lists 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, 4% on selected partners and 1% on other eligible spends, with applicable caps/exclusions.
LoungeNot positioned primarily around lounge access
Forex3.50% foreign-currency transaction fee under the current SBI Card MITC.
Best useFrequent Flipkart/Myntra shoppers who prefer merchant-linked cashback.
3 first-party sourcesReviewed September 11, 2026
HDFC Bank · Active
Open dossier Swiggy HDFC Bank Credit Card
A low-fee co-branded cashback card with high Swiggy earn, broader online cashback and clearly published billing-cycle caps.
Annual fee₹500 + applicable taxes; renewal fee is waived at ₹2 lakh annual spends.
Rewards10% cashback on eligible Swiggy app spends capped at ₹1,500 per billing cycle; 5% on eligible online shopping capped at ₹1,500; 1% on eligible other spends capped at ₹500. Current product T&Cs also apply minimum eligible transaction values of ₹249 for the 10% bucket and ₹100 for the 5%/1% buckets.
LoungeNot positioned as a lounge-led card
ForexThe current Swiggy HDFC Bank fee page explicitly publishes a 3.50% dynamic-currency-conversion markup; the reviewed product-specific page does not separately state a foreign-currency markup rate, so DCC is kept distinct from ordinary foreign-currency conversion.
Best useFrequent Swiggy users and online shoppers whose eligible spend fits within the monthly cashback caps.
4 first-party sourcesReviewed September 11, 2026
ICICI Bank · Active
Open dossier Amazon Pay ICICI Bank Credit Card
A lifetime-free Amazon co-branded card with unlimited merchant-linked rewards, automatic Amazon Pay balance redemption and a 1.99% published forex markup.
Annual feeNil
Rewards5% Amazon Pay rewards on eligible Amazon purchases for Prime members; 3% for non-Prime members; 2% at eligible Amazon Pay partner merchants; 1% on eligible other spends
LoungeNot positioned as an airport-lounge card
Forex1.99% foreign-currency markup on the reviewed issuer page
Best useAmazon-heavy users who want an annual-fee-free card with simple, non-expiring Amazon Pay rewards and a relatively low published forex markup.
2 first-party sourcesReviewed September 11, 2026
YES BANK · Active
Open dossier YES BANK ACE Credit Card
YES BANK's entry reward card combines a ₹499 fee, online-spend acceleration and a relatively low ₹50,000 annual renewal-waiver threshold.
Annual fee₹499 + applicable GST
Rewards8 YES Rewardz Points per ₹200 on eligible online shopping, 4 per ₹200 on eligible offline shopping and 2 per ₹200 on select categories in the reviewed value chart; accelerated online earn is capped at 5,000 points per statement cycle
LoungeNot positioned as a core lounge card in the reviewed YES BANK material
Forex2.75% foreign-currency conversion charge in the reviewed Schedule of Charges
Best useLower-spend online shoppers who want a modest-fee reward card and can naturally clear the ₹50,000 renewal-waiver threshold.
3 first-party sourcesReviewed September 9, 2026
YES BANK · Active
Open dossier YES BANK SELECT Credit Card
A ₹599 YES BANK rewards card adding one quarterly domestic lounge visit to the ACE-style online/offline reward structure.
Annual fee₹599 + applicable GST
Rewards8 YES Rewardz Points per ₹200 on eligible online shopping, 4 per ₹200 on eligible offline shopping and 2 per ₹200 on select categories in the reviewed value chart; accelerated online earn is capped at 5,000 points per statement cycle
Lounge1 complimentary domestic airport lounge visit per quarter under the reviewed benefit structure; current lounge access is subject to the bank's qualifying-spend rules
Forex2.75% foreign-currency conversion charge in the reviewed Schedule of Charges
Best useModerate online spenders who want a low-fee rewards card with limited domestic lounge access.
4 first-party sourcesReviewed September 9, 2026
YES BANK · Active
Open dossier YES BANK ELITE+ Credit Card
A ₹999 YES BANK upper-mid-tier card with stronger reward acceleration, domestic lounge access and a small annual international-lounge allowance.
Annual fee₹999 + applicable GST
Rewards12 YES Rewardz Points per ₹200 on eligible online shopping, 6 per ₹200 on eligible offline shopping and 4 per ₹200 on select categories; accelerated online earn is capped at 12,000 points per statement cycle
Lounge2 complimentary domestic lounge visits per quarter and 3 complimentary international lounge visits per year in the reviewed value chart; domestic access is subject to current qualifying-spend rules
Forex2.75% foreign-currency conversion charge in the reviewed Schedule of Charges
Best useUpper-mid-tier users who can use online reward acceleration, limited international lounges and recurring lifestyle benefits without paying a large annual fee.
4 first-party sourcesReviewed September 9, 2026
YES BANK · Active
Open dossier YES BANK RESERV Credit Card
A premium YES BANK card with strong online/offline point acceleration, 1.75% forex markup and both domestic and international lounge access.
Annual fee₹2,499 + applicable GST
Rewards24 YES Rewardz Points per ₹200 on eligible online shopping, 12 per ₹200 on eligible offline shopping and 6 per ₹200 on select categories in the reviewed value chart
Lounge3 complimentary domestic lounge visits per quarter and 6 international lounge visits per year in the reviewed value chart; domestic access is subject to current qualifying-spend rules
Forex1.75% foreign-currency conversion charge
Best useFrequent online spenders and travelers who value a 1.75% forex markup and a materially larger lounge allowance than lower YES BANK tiers.
4 first-party sourcesReviewed September 9, 2026
YES BANK · Active
Open dossier YES BANK MARQUEE Credit Card
YES BANK's super-premium MARQUEE combines 1% forex, high online/offline reward rates, unlimited international lounge access and a substantial premium fee structure.
Annual fee₹4,999 + applicable GST
Rewards36 YES Rewardz Points per ₹200 on eligible online shopping, 18 per ₹200 on eligible offline spends and 10 per ₹200 on select categories in the reviewed value chart
LoungeUnlimited international lounge visits in the reviewed value chart plus 6 complimentary domestic lounge visits per quarter; current domestic lounge qualification requires ₹1 lakh qualifying spend in the preceding quarter
Forex1% foreign-currency conversion charge
Best useHigh-spend travelers who can use the card's 1% forex pricing, large lounge allowance and premium online reward rate enough to justify a high joining fee.
4 first-party sourcesReviewed September 9, 2026
Kotak Mahindra Bank · Active
Open dossier Kotak Cashback+ Credit Card
A ₹750 cashback card offering 5% on selected online categories, 3% on eligible fuel and 0.5% on other eligible spends, with a ₹500 billing-cycle cap on accelerated cashback.
Annual fee₹750 + applicable taxes
Rewards5% cashback on eligible online food delivery, grocery and entertainment; 3% on eligible fuel; 0.5% on other eligible spends. Accelerated cashback is capped at ₹500 per billing cycle under the reviewed T&Cs
LoungeNot positioned as a lounge-led card in the reviewed issuer material
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
Best useModerate spenders whose online grocery, food-delivery, entertainment and fuel spending fits comfortably inside the accelerated cashback cap.
4 first-party sourcesReviewed September 9, 2026
Kotak Mahindra Bank · Active
Open dossier Kotak 811 #DreamDifferent Credit Card
A secured Kotak credit card backed by a term deposit, with no annual fee, a conditional joining fee and a 2% forex markup in the reviewed MITC.
Annual feeNil under the reviewed KFS
RewardsCurrent issuer material lists online-spend reward acceleration plus other eligible-spend rewards; exact promotional earn presentation can vary by offer
LoungeNot positioned as a lounge-led card
Forex2% foreign-currency transaction markup under the reviewed Kotak MITC
Best usePeople building credit through a secured card who want no annual fee and a lower-than-standard Kotak forex markup.
4 first-party sourcesReviewed September 9, 2026
Punjab National Bank · Active
Open dossier PNB KIWI RuPay Select Credit Card
A PNB/KIWI RuPay Select co-brand built around UPI scan-and-pay rewards, with a no-fee virtual card and a separately priced physical card.
Annual feeNil for the virtual card; ₹750 for the physical card
Rewards0.5% cashback as KIWIS on eligible online transactions and 1.5% on eligible scan-and-pay transactions; monthly KIWI cap is linked to the card credit limit
LoungeNot listed as a core benefit on the reviewed PNB KIWI product page
Forex3.50% foreign-currency markup under PNB’s schedule for non-LUXURA cards
Best useUPI-heavy users who want a virtual-card route with no standard annual fee and prefer cashback-style KIWI rewards over traditional bank points.
3 first-party sourcesReviewed September 9, 2026
Bank of Baroda / BOBCARD · Active
Open dossier BOBCARD SELECT Credit Card
A lower-fee BOBCARD focused on online and dining rewards with a published ₹70,000 annual-fee-waiver milestone.
Annual fee₹750 from the second year under the current BOBCARD product page.
Rewards5 reward points per ₹100 on eligible online and dining spends, capped at 1,000 accelerated reward points per statement cycle; 1 reward point per ₹100 on other eligible categories. Current cashback redemption is ₹0.20 per reward point.
LoungeNot positioned as a lounge-led card on the reviewed current product page.
ForexNo reduced forex rate is stated on the reviewed SELECT product page; verify the current BOBCARD MITC before international use.
Best useOnline shoppers and diners who can use the accelerated categories without overshooting the statement-cycle cap.
2 first-party sourcesReviewed September 12, 2026
Standard Chartered India · Active
Open dossier Standard Chartered Smart Credit Card
A cashback-focused Standard Chartered card with 2% online and 1% other eligible cashback plus a published ₹499 annual fee.
Annual fee₹499 from year 2 onward under the current Standard Chartered tariff.
Rewards2% cashback on eligible online transactions, capped at ₹1,000 per statement cycle; 1% cashback on eligible offline/other transactions, capped at ₹500 per statement cycle under the current Smart FAQ.
LoungeNot positioned as a lounge-led card on the reviewed current Standard Chartered product listing.
ForexStandard Chartered currently states 3.5% on overseas transactions for cards other than Ultimate; verify the current tariff at time of use.
Best useUsers seeking simple online/offline cashback who can stay within the statement-cycle cashback caps.
3 first-party sourcesReviewed September 12, 2026
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Maintained head-to-heads
Close comparisons already researched inside Online Shopping Credit Cards.
Only curated pairs that passed the existing substantive-comparison guard appear here. The engine does not generate every possible permutation.
Maintained comparisonCASHBACK SBI CardvsFlipkart SBI CardCompare →Maintained comparisonSwiggy HDFC Bank Credit CardvsCASHBACK SBI CardCompare →Maintained comparisonAmazon Pay ICICI Bank Credit CardvsCASHBACK SBI CardCompare →Maintained comparisonAmazon Pay ICICI Bank Credit CardvsSwiggy HDFC Bank Credit CardCompare →Maintained comparisonYES BANK ACE Credit CardvsSimplyCLICK SBI CardCompare →Maintained comparisonKotak Cashback+ Credit CardvsCASHBACK SBI CardCompare →Maintained comparisonKotak Cashback+ Credit CardvsSwiggy HDFC Bank Credit CardCompare →Maintained comparisonStandard Chartered Smart Credit CardvsCASHBACK SBI CardCompare →