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Foreign bank in India · issuer dossier

Standard Chartered India credit-card research

Research Standard Chartered India credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
3active profiles
0published non-active
8decision categories represented
0tracked records held
3maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

3

Published profiles

3 active · 0 published non-active.

3

Tracked records

Includes evidence-gated records that may remain unpublished.

9

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 12, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Portfolio systems

See the researched shape of the Standard Chartered India card portfolio.

These counts are overlapping research lenses. A single card can legitimately appear in premium, travel, low-forex, cashback or UPI routes at the same time.

Exact published cards

Inspect 3 Standard Chartered India profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

Standard Chartered Rewards Credit Card

A mainstream Standard Chartered rewards card with 4+4 point acceleration above a monthly retail threshold and quarterly lounge access.

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Annual fee₹1,000 from the second year under the current Standard Chartered tariff; year 1 has no joining/annual charge for this card.
Rewards4 reward points per ₹150 on eligible retail spend; an additional 4 points per ₹150 on monthly eligible retail spend above ₹20,000, with the current bonus capped at 2,000 points per statement cycle.
Lounge1 complimentary domestic airport-lounge visit per calendar quarter, up to 4 per year under the current product page.
ForexStandard Chartered currently states 3.5% on overseas transactions for cards other than Ultimate; verify the current tariff at time of use.
3 first-party sourcesReviewed September 12, 2026Best use: Retail spenders who value straightforward points and quarterly domestic lounge access and can meet the ₹1.5 lakh annual-fee waiver.
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Standard Chartered Smart Credit Card

A cashback-focused Standard Chartered card with 2% online and 1% other eligible cashback plus a published ₹499 annual fee.

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Annual fee₹499 from year 2 onward under the current Standard Chartered tariff.
Rewards2% cashback on eligible online transactions, capped at ₹1,000 per statement cycle; 1% cashback on eligible offline/other transactions, capped at ₹500 per statement cycle under the current Smart FAQ.
LoungeNot positioned as a lounge-led card on the reviewed current Standard Chartered product listing.
ForexStandard Chartered currently states 3.5% on overseas transactions for cards other than Ultimate; verify the current tariff at time of use.
3 first-party sourcesReviewed September 12, 2026Best use: Users seeking simple online/offline cashback who can stay within the statement-cycle cashback caps.
Active · card dossier

Standard Chartered Ultimate Credit Card

Standard Chartered's premium Ultimate card combines 5 points per ₹150 at a stated ₹1-per-point value with quarterly lounge access and reduced 2% forex.

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Annual fee₹5,000 from year 2 onward under the current Standard Chartered tariff.
Rewards5 reward points per ₹150 on eligible spend, with the current product page valuing each reward point at ₹1.
Lounge4 complimentary domestic airport-lounge visits per calendar quarter under the current product page, plus broader travel/lifestyle access subject to programme rules.
Forex2% foreign-currency markup on overseas transactions under Standard Chartered's current Ultimate product/tariff guidance.
3 first-party sourcesReviewed September 12, 2026Best use: Premium spenders who can use the card's 5-point earn, high domestic lounge quota and published 2% forex rate enough to justify the ₹5,000 fee.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.