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Federal BankSavings account

Federal Bank Fed NRO SB Online

Federal Bank's online NRO savings account with ₹5,000 AMB and an explicitly named Mastercard Crown Domestic Debit Card; the account page publishes a relationship-specific ₹2.5 lakh shopping limit.

First-party evidencePublished researchReviewed September 9, 2026Active
Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. Mastercard Crown is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable waiver.
Repatriation / card / operating limitsFed NRO SB Online page states ₹50,000 daily ATM and ₹2.5 lakh daily POS/shopping for the linked Mastercard Crown Domestic card; Federal's generic current Crown catalogue lists a lower generic shopping limit, so the relationship-specific figure is preserved as a source conflict rather than overwritten.
Residency / account-state ruleThe account explicitly names Mastercard Crown Domestic, but the account-specific limit differs from Federal's generic card catalogue; both pieces of first-party evidence remain visible.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sourcesFirst-party conflict preserved
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateRecheck approaching

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
02 · Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. Mastercard Crown is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable waiver.
03 · Repatriation / card / operating limitsFed NRO SB Online page states ₹50,000 daily ATM and ₹2.5 lakh daily POS/shopping for the linked Mastercard Crown Domestic card; Federal's generic current Crown catalogue lists a lower generic shopping limit, so the relationship-specific figure is preserved as a source conflict rather than overwritten.
04 · Residency / account-state ruleThe account explicitly names Mastercard Crown Domestic, but the account-specific limit differs from Federal's generic card catalogue; both pieces of first-party evidence remain visible.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. Mastercard Crown is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable waiver.
Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
NRE / NRO benefits40 free cheque leaves yearly, Mastercard Crown Domestic Debit Card, internet/mobile banking, alerts, free daily branch cash withdrawal up to ₹20,000 and RTGS/NEFT access.
Repatriation / card / operating limitsFed NRO SB Online page states ₹50,000 daily ATM and ₹2.5 lakh daily POS/shopping for the linked Mastercard Crown Domestic card; Federal's generic current Crown catalogue lists a lower generic shopping limit, so the relationship-specific figure is preserved as a source conflict rather than overwritten.
NRI / PIO / OCI eligibilityEligible NRI customers under Federal Bank's NRO onboarding/KYC rules; originals of KYC documents must be produced at a branch within 12 months under the reviewed online-opening terms.
Residency / account-state ruleThe account explicitly names Mastercard Crown Domestic, but the account-specific limit differs from Federal's generic card catalogue; both pieces of first-party evidence remain visible.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

NRI customers managing Indian-source rupee funds who want Federal's digital channels, modest AMB and a clearly named domestic debit-card relationship.

Verify before relying
  • The linked card is domestic for the NRO relationship.
  • Federal's NRO account page and generic Crown debit-card page publish different shopping limits; do not silently substitute the generic figure for the account-specific relationship.
  • NRO tax/repatriation rules remain separate from the account's ₹5,000 AMB and card charges.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Includes NRO debit card

Federal Bank Mastercard Crown Debit Card

Federal Bank explicitly states that Fed NRO SB Online carries the Mastercard Crown Domestic Debit Card.

The NRO account page publishes ₹50,000 ATM and ₹2.5 lakh POS/shopping limits, while Federal's generic Crown catalogue shows a lower generic shopping limit. The relationship-specific source is retained as a documented first-party discrepancy.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.