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Federal BankSavings account

Federal Bank FedFirst Kids Savings Account

Federal Bank's under-18 FedFirst account with guardian operation below 10, independent operation above 10, ₹1,000 AMB and a low-limit Visa FedFirst contactless debit card.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Balance / relationship₹1,000 Average Monthly Balance under the current FedFirst product page, subject to the bank's current scheme/waiver rules.
Cost / chargesCurrent FedFirst page lists ₹1,000 AMB and zero debit-card issuance charge; the current Federal debit-card fee schedule lists Visa FedFirst AMC ₹250 with waiver at ₹35,000 POS/e-commerce spend over the prior 12 months.
Limits / allowances₹2,500 daily ATM cash withdrawal and ₹10,000 daily POS/e-commerce shopping limit, including ₹5,000 contactless limit, under current FedFirst terms.
Ongoing relationship ruleFederal explicitly identifies the Visa FedFirst Contactless Debit Card for FedFirst customers and publishes its child limits.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationship₹1,000 Average Monthly Balance under the current FedFirst product page, subject to the bank's current scheme/waiver rules.
02 · Cost / chargesCurrent FedFirst page lists ₹1,000 AMB and zero debit-card issuance charge; the current Federal debit-card fee schedule lists Visa FedFirst AMC ₹250 with waiver at ₹35,000 POS/e-commerce spend over the prior 12 months.
03 · Limits / allowances₹2,500 daily ATM cash withdrawal and ₹10,000 daily POS/e-commerce shopping limit, including ₹5,000 contactless limit, under current FedFirst terms.
04 · Ongoing relationship ruleFederal explicitly identifies the Visa FedFirst Contactless Debit Card for FedFirst customers and publishes its child limits.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesCurrent FedFirst page lists ₹1,000 AMB and zero debit-card issuance charge; the current Federal debit-card fee schedule lists Visa FedFirst AMC ₹250 with waiver at ₹35,000 POS/e-commerce spend over the prior 12 months.
Balance / relationship₹1,000 Average Monthly Balance under the current FedFirst product page, subject to the bank's current scheme/waiver rules.
Core benefitsContactless debit card, alerts, standing instructions, RD/SIP access, rewards/offers and banking access designed for children.
Limits / allowances₹2,500 daily ATM cash withdrawal and ₹10,000 daily POS/e-commerce shopping limit, including ₹5,000 contactless limit, under current FedFirst terms.
EligibilityChildren up to 18; below 10 the parent/guardian is authorized signatory, while minors above 10 may open in sole name and operate independently.
Ongoing relationship ruleFederal explicitly identifies the Visa FedFirst Contactless Debit Card for FedFirst customers and publishes its child limits.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Families wanting a clearly age-tiered kids account with very low card limits and a bank-published debit-card fee-waiver threshold.

Verify before relying
  • The ₹1,000 AMB and debit-card AMC/waiver are separate requirements.
  • Card AMC waiver depends on actual POS/e-commerce spend rather than simply holding the account.
  • Current fee schedule should control if older product copy conflicts with the dated debit-card charge document.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

FedFirst child card

Federal Bank Visa FedFirst Contactless Debit Card

Federal Bank explicitly provides a Contactless Debit Card with FedFirst and its dated fee schedule identifies the Visa FedFirst variant.

Current account/card terms publish ₹2,500 ATM and ₹10,000 POS/e-commerce limits; the dated 2026 schedule lists ₹250 AMC with waiver at ₹35,000 POS/e-commerce spend over the prior 12 months.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.federal.bank.in
Open source ↗02
Additional first-party evidencewww.federal.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.