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Public sector bankFresh

Union Bank of India

Research Union Bank of India across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

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3Banking profiles
2Credit cards
0Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

01Credit cardsFees, rewards, lounge, forex and approval route2profiles02Savings accountsBalance rule, charges, access and debit-card relationship2profiles
What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

3 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

3 profilesPublished research only
Product system

Savings account

2 profiles
Union Bank of IndiaSavings account

Union Bank of India Savings Bank Account for Students (SBZER)

Union Bank's zero-minimum-balance student savings scheme for regular-course students above 10 and up to 25, with parent/guardian operation below 10 and published debit-card transaction limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement while the customer remains eligible for SBZER.
Best fitStudents who want a public-sector zero-balance account with explicit age/course eligibility and a defined age-25 conversion point.
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Union Bank of IndiaSavings account

Union Bank of India Union Muskaan (SBMUS)

Union Bank's dedicated minor savings product with a ₹1,000 minimum QAB, a Platinum debit card issued to the parent/guardian and separate child-account transaction limits.

First-party checked1 bank sourceReviewed September 9, 2026
Balance rule₹1,000 minimum QAB for the core account. A separate ₹5,000 AQB condition applies only to the stated term-insurance-on-RD benefit, not as the base account balance requirement.
Best fitFamilies comfortable with a modest QAB who prefer guardian-held debit-card control and education/investment-linked benefits.
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Product system

UPI payment service

1 profile
Union Bank of IndiaUPI payment service

Union Bank UPI — Union ease

Union Bank's current Union ease UPI profile covering account-funded UPI, first-day cooling, merchant/P2P limits, RuPay-credit-card merchant payments, mandates, dispute/status tools and Credit Line on UPI.

First-party checked3 bank sourcesReviewed September 12, 2026
Balance ruleSavings, current and overdraft accounts can be linked to UPI IDs; eligible RuPay credit cards and eligible pre-sanctioned credit lines are separate funding sources rather than deposit balances.
Best fitUnion Bank and multi-bank UPI users who want current Union ease limits and card/credit-line linking rules separated from ordinary account-funded UPI.
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Credit-card system

2 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

0No-standard-fee
2Premium
1Travel / airline
0Low-forex tagged
Credit-card research

Union Bank NEXTERIA Credit Card

The reviewed current NEXTERIA product page does not display the annual-fee figure in its rendered benefit section; verify the current Union Bank KFS/MITC before applying.

Reviewed September 12, 2026
Credit-card research

Union Bank UNICORN RuPay Credit Card

The reviewed current UNICORN product page does not display the annual-fee figure in its rendered benefit section; verify the current Union Bank KFS/MITC before applying.

Reviewed September 12, 2026
Premium Credit Cards2Airport Lounge Credit Cards2Travel Credit Cards1Rewards Credit Cards1RuPay / UPI Credit Cards1
Open the full Union Bank of India issuer dossier →
Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

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Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.

Official institution

Union Bank of India

www.unionbankofindia.bank.in

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Institution source reviewed

September 12, 2026

See current maintenance state across published records.

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Research standards

Methodology

Source hierarchy, conflicts, freshness and publication safeguards.

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Research accountability

Corrections

Report evidence-backed errors through the public correction route.

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