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State Bank of IndiaDebit card

SBI Platinum International Debit Card

A premium State Bank of India international debit card with SBI Rewardz earning, lounge eligibility and higher domestic ATM/POS limits than SBI's mainstream Global card.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesThe product page points to SBI's current debit-card charge schedule rather than embedding a stable annual-maintenance figure; verify the live charge table before issuance or renewal.
Linked accountRequires an eligible State Bank of India deposit account; balance rules are governed by the linked account rather than the card itself.
Transaction limitsReviewed SBI page lists ₹1 lakh maximum daily domestic ATM withdrawal and ₹2 lakh maximum daily domestic POS/online transactions; international limits vary by country and channel.
Core benefitsSBI Rewardz earning, domestic airport lounge access on eligible Platinum variants subject to current terms, and domestic/international usage on RuPay, Mastercard or Visa variants as offered.
Research processPublished by bankingreference.info

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesThe product page points to SBI's current debit-card charge schedule rather than embedding a stable annual-maintenance figure; verify the live charge table before issuance or renewal.
02 · Linked accountRequires an eligible State Bank of India deposit account; balance rules are governed by the linked account rather than the card itself.
03 · Transaction limitsReviewed SBI page lists ₹1 lakh maximum daily domestic ATM withdrawal and ₹2 lakh maximum daily domestic POS/online transactions; international limits vary by country and channel.
04 · Core benefitsSBI Rewardz earning, domestic airport lounge access on eligible Platinum variants subject to current terms, and domestic/international usage on RuPay, Mastercard or Visa variants as offered.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesThe product page points to SBI's current debit-card charge schedule rather than embedding a stable annual-maintenance figure; verify the live charge table before issuance or renewal.
Linked accountRequires an eligible State Bank of India deposit account; balance rules are governed by the linked account rather than the card itself.
Core benefitsSBI Rewardz earning, domestic airport lounge access on eligible Platinum variants subject to current terms, and domestic/international usage on RuPay, Mastercard or Visa variants as offered.
Transaction limitsReviewed SBI page lists ₹1 lakh maximum daily domestic ATM withdrawal and ₹2 lakh maximum daily domestic POS/online transactions; international limits vary by country and channel.
EligibilityAvailable to eligible SBI account holders under current debit-card issuance and account rules.
Account relationshipLinked State Bank of India account required; card benefits do not replace the balance/service conditions of that account.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible SBI account holders who want a higher-limit international debit card and can use SBI Rewardz and conditional lounge benefits.

Verify before relying
  • SBI's page labels one limits table as Gold International even on the Platinum page; the current issued-card controls should be confirmed before relying on a limit.
  • Lounge access is conditional and network/program rules can change.
  • Annual maintenance and replacement charges should be taken from SBI's latest debit-card charge schedule.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcesbi.bank.in
Open source ↗02
Additional first-party evidencesbi.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.