Federal Bank Fixed Deposit
Federal Bank's resident fixed-deposit range with low minimum funding, tenures up to 10 years, multiple payout frequencies and a dated resident term-deposit rate table.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 9, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Fixed deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 1 year | 6.25% | 6.75% |
| 15 months | 6.65% | 7.15% |
| 18 months | 6.40% | 6.90% |
| 2 years | 6.40% | 6.90% |
| 3 years | 6.50% | 7.00% |
| 4 years | 6.70% | 7.20% |
| 5 years | 6.40% | 6.90% |
Rate basis: Federal Bank resident term-deposit schedule for retail deposits. · Effective/reference date: August 17, 2026
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
Federal Bank resident term-deposit schedule for retail deposits.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Depositors who want a low entry amount, flexible payout choices and a bank that publishes both ordinary and non-callable deposit rates in one current rate resource.
- The highest ordinary rate is tenure-specific.
- Non-callable Deposit Plus should not be compared directly with an ordinary callable FD.
- Loan-against-deposit availability and pricing are separate from the deposit yield.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
Federal Bank Secured Credit Card
Federal Bank explicitly issues secured credit cards against eligible fixed deposits and currently states a minimum resident FD of ₹25,000 with at least six months tenure.
The FD must be specifically eligible/linked and a lien is marked; the bank retains offer and approval discretion, and the exact card variant controls rewards/fees.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.